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Private bank held for unfair trade practice

PTI  New Delhi, December 31, 2012
First Published: 00:48 IST(31/12/2012) | Last Updated: 00:49 IST(31/12/2012)

The HDFC Bank has been directed by a consumer forum here to pay Rs. 15,000 to one of its customers for showing her credit card dues as unpaid despite her having paid and settled it.


Relying on the bank statements and other documents submitted by woman customer Anita Singh, south west district Consumer Disputes Redressal Forum said the total amount stood paid off and held the bank guilty of indulging in unfair trade practice.

"In view of documentary evidence placed on record by th parties, we feel satisfied that the grievance as expressed by complainant in her complaint is justified and her allegations of deficiency-in-service stand fully established against the opposite parties (HDFC Bank employees)."

"We hold the opposite parties guilty of deficiency in service as well as of adopting unfair trade practice by dishonouring their commitment of settlement arrived at between them which the complainant duly complied with," the bench presided by Narendra Kumar said.

It directed the bank to get Singh's status updated in the Credit Information Bureau (India) Ltd (CIBIL) and to pay her Rs. 10,000 as compensation and Rs. 5,000 as litigation cost.

The bank in the defence of its employees had contended that the demand was raised as the woman had not paid the settlement amount. The forum, however, rejected its contention.

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