"Financial inclusion drive has been rural centric till now. However, there is a sizeable poor population in the metros, who migrate to big cities, but the issues remain same. This needs to be addressed," said the official.
Banks are required to provide a status report on financial inclusion to the finance ministry on the number of no-frill bank accounts being added.
"Financial inclusion is one of the most important projects and it is necessary to look at the migrant workers as well and provide them a cushion," he said.
The government has stressed the need to expand the scope of financial inclusion covering the entire gamut of financial services pertaining to savings, credit, insurance and even housing to achieve an inclusive model for growth.