Troubled actress Lindsay Lohan reportedly needs some psychological help, but she just can't afford it. The 26-year-old has apparently agreed that she needs professional help but doesn't have the money to hire a psychiatrist as she is currently in debt, reports contactmusic.com.

"Lindsay is overwhelmed at the prospect of going back to jail and believes that a psychiatrist can help her through this trying time of her life. However, Lindsay has a huge problem, she can't afford to pay a good shrink because she literally has no money," said a source.

"Her health insurance would only pay about 20 percent of the mental health bills, and the doctors that she wants to see charge $250-$300 an hour," the source added.