2. Malicious Mobile Apps: As smartphone users, we are app crazy. But as the popularity of applications has grown, so have the chances that you could download a malicious app designed to steal your information or even send out premium-rate text messages without your knowledge. 3. Travel Scams: Before you book your flight or hotel, keep in mind that scammers are looking to hook you with too-good-to-be-true deals. Phony travel webpages, sometimes using your preferred company, with beautiful pictures and rock-bottom prices, are used to get you to hand over your financial details. 4. iPhone 5, iPad Mini and other gift scams: The kind of excitement and buzz surrounding Apple’s new iPhone 5 or iPad Mini is just what cybercrooks dream of when they plot their scams. They will mention must-have gifts in dangerous links, phony contests (like “Free iPad”) and phishing emails as a way to grab computer users’ attention to reveal personal data or click on a link that could download malware onto your machine. 5 Skype Message Scare: People around the world use Skype to connect with their loved ones. But be aware of a new Skype message scam that attempts to infect your machine, and even holds your files ransom. 6. Bogus gift cards: Cybercriminals want to get in on the action by offering bogus gift cards online. Be wary of buying gift cards from third parties; just imagine how embarrassing it would be to find out that the card you gave your cousin was fake! 7. Phoney E-tailers: Phoney e-commerce sites that appear real, try to lure you into typing in your credit card number and other personal details, often by promoting great deals. But after obtaining your money and information, you never receive the merchandise, and your personal information is put at risk.