Jan Dhan Yojana accounts on radar of cyber criminals
Cyber criminals are using bank accounts opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY) to dupe people, an investigation by Madhya Pradesh cyber police has revealed.bhopal Updated: Aug 30, 2016 11:54 IST
Cyber criminals are using bank accounts opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY) to dupe people, an investigation by Madhya Pradesh cyber police has revealed.
In most of the cases, cyber police found that details of bank accounts were sold to cyber criminals by their holders in return of Rs 5,000 to Rs 10,000 per month, additional inspector general (crime) Vijay Khatri told HT.
He said most of the people, who sold their accounts, were from Jharkhand and Bihar.
The Pradhan Mantri Jan Dhan Yojana is a national mission for financial inclusion. It aims to ensure access to various financial services like availability of basic savings bank account and need-based credit, insurance and pension to weaker sections.
Khatri said while probing a case of ATM card fraud, the cyber police found that Rs 5,000 were illegally transferred from a person’s bank account to another bank account in Jharkhand’s Jamtara district.
When a police team went to Jamtara to trace the account holder, it found that the account was opened by Pradeep Mandal under the PMJDY. During the questioning, he told the police that he had given his account details to a man in return of Rs 5,000 per month, he said.
In a similar case, the police traced a bank account holder in Jharkhand’s Giridih district. The account holder, a middle aged lady, had given her account details to a person for transaction in return of Rs 6,000 per month, the police officer said.
“Almost all the cases were reported from Jharkhand’s Deoghar, Giridih, Dumka districts and Bihar’s Banka, Lakhisarai districts.
“The account holders told the police that they belong to poor families and were in need of money.”
“When the accused approached them to seek details of their accounts to operate them, they gave the details without much hesitation as they were getting money for that,” Khatri said.