Started as a not-for-profit company in 1997, the National Safai Karamcharis’ Finance and Development Corporation (NSKFDC) acts as an apex institution for overall socio­economic upliftment of scavengers, safai karamcharis and their dependents. Managing director Lalit Kohli spoke to Hindustan Times on various issues. Excerpts:
What are the objectives of your corporation?
The main objectives of NSKFDC is to promote socio-economic upliftment of safai karamcharis, scavengers and their dependents by providing financial help at confessional rates of interest for any income-generating activity. We also provide technical and professional training to upgrade the skills of various target groups.
What is the capital base of your corporation?
The authorised share capital of the corporation approved by the ministry of social justice and empowerment is Rs300 crore and the paid-up capital is Rs299.99 crore. The matter for enhancement of authorised share capital from Rs300 crore to Rs600 crore is under consideration with the ministry.
Please elaborate on the financial performance of the corporation in the last financial year?
In the last financial year, NSKFDC has disbursed R84.17 crore to assist 17,811 beneficiaries. As on August 31, 2010, the cumulative disbursement of funds stood at R569.34 crore, covering 2,02,859 beneficiaries. The corporation has been improving its performance every year.
What are the eligibility criteria for seeking financial help?
The beneficiary should be a scavenger or safai karamchari and their dependents identified under the National Scheme for Liberation and Rehabilitation of Scavengers (NSLRS), or in a survey, or a registered co-operative society of safai karamcharis or legally constituted associations and firms promoted by the target group. All those who could not be covered under the survey, may obtain a certificate from local revenue officer, or an officer of local municipal office, or cantonment executive officer. They can also obtain it from an officer of the railways, not below the rank of a gazetted officer.
What are the schemes under which the financial help is provided?
The NSKFDC has been providing financial help to the target group for any viable income-generating activities, including microcredit finance up to R30,000, Mahila Samriddhi Yojana up to R300, Mahila Adhikarita Yojana up to R50,000, education loans up to R7.5 lakh for courses in India and up to R20 lakh for abroad.
What training programmes are being conducted by NSKFDC?
We impart skill development programmes to eligible members for self-employment ventures and to take up income-generating activities in the form of 100% grant.