A branch manager of ICICI bank, his subordinate and three others were arrested on charges of allegedly withdrawing Rs 20 lakh from a customer’s accounts, using phone-banking facility, police said.
The accused have been identified as Amit Chauhan (29), Sunil Grover (21), Raman Preet Singh (26), Ashish Tiwari (24) and Deepak Malik (33).
Malik, a graduate from Nagpur University is the branch (sales) manager of ICICI bank in Preet Vihar and was drawing a salary of Rs 35,000 per month. His junior Tiwari, is an MBA.
Singh, son of a retired bank official, is a printer and photographer while Grover, a struggling model, has been arrested earlier in a similar case of cheating in Shalimar Bagh two years ago. Chauhan, “the kingpin”, used to go to the banks to withdraw the money by putting fake signatures on cheques.
“The trio, barring the two bankers, visited the homes of unsuspecting customers, posing as bank officials and collected information by making them fill personal details in feedback forms,” said H.G.S. Dhaliwal, deputy commissioner of police (south).
“Later they used the same detail to place an order of a new cheque book via phone banking facility.”
A team led by Inspector Rajender Singh and SI Pawan Tomar arrested the five men on Saturday. The arrests follow the investigations into a complaint lodged by one Sidharth Bharadwaj, who had said someone had fraudulently withdrawn Rs 2.95 lakh from his account.
It was found that the transaction took place using the “self cheque” on December 15, 2009.
“The bank said it was the cheque holder himself who had withdrawn the money and showed a driving licence as an identity proof,” the officer said.
The police analysed the CCTV footage of the time when the suspects had visited the bank. It was also revealed that similar cases had also taken place in other branches of the ICICI bank in the city.
"It came to light that more than Rs 20 lakh had been fraudulently withdrawn by the gang of cheats from five branches of ICICI Bank in Delhi and Noida," the officer said.
Chauhan and Grover allegedly disclosed that they contacted the two bankers who provided them the details of the customers. Singh, the printer, would prepare the duplicate Identification document incorporating details of targeted customers provided to him.
Mallik would use his phone to click pictures of the signature of customers from records stored in a computer in the bank and give it to Chauhan, who copied them on chequebooks and withdrew the money posing as genuine customers.