The Delhi Police crime branch arrested two people - a B.tech engineer and a science graduate- on Thursday, for allegedly posing as bank officials to verify debit and credit cards of customers.
The men were arrested from Deogarh in Jharkhand.
Sawan Verma,(25) and Manish Rai (26), convinced people to share their passwords, which they then used for shopping and other transactions.
They then reportedly transferred the duped amount through a mobile banking app.
Verma and Rai recently duped a senior doctor of RML hospital to the tune of several thousands.
“The duo used to gather details about the credit, ATM and debit cards from people, posing as bank officials on the pretext of card verification and used Paytm Mobile Solutions’ to transfer the amount in another bank account in Jharkhand. They used to withdraw the amount through their ATM,” joint commissioner of police, crime, Ravindra Yadav said.
The gang’s operations came to police notice on June 21, when Dr Dinesh Kumar, head, division of paediatric cardiology,RML Hospital, filed a complaint alleging that he received phone calls from a person who introduced himself as Ravi Sharma, an employee of State Bank of India.
He told Kumar his credit card had been blocked as it was not verified and asked him to share his details, including the CVV number.
“After Kumar shared his details and disconnected the call, he received a message from his telephone service provider that his present SIM has been blocked and that a new SIM card would be sent, as requested by him, to his residence. His phone stopped working and the set stopped reading the SIM. It is then when Kumar realised that it was a fraud call,” Yadav said.
“Kumar immediately called up his bank but by the time he could get access, the culprits already withdrew R 1,20,000 in four instalments. He immediately blocked his card to avoid the fifth withdrawal,” Yadav said.
The crime branch then formed a special team to track the men. During investigation, police found that the men were transferring the duped money from SBI Branch in Deogarh, Jharkhand.
“The men used fake ID”s to operate Paytm, which were found registered on different mobile phone numbers bearing fake IDs. Further information was developed using their bank account numbers and call detail records and their location was traced. A raiding party then went to Jharkhand and made the arrests,” Yadav said.
During interrogation, the two confessed that they used to make random phone calls to mobile phone numbers using different SIM cards and obtained details of debit and credit cards, posing as bank officials. After obtaining the card details, the duo made fraudulent transactions from the said account. During this, they also procured one time passwords (OTP) from the victims in the name of verification procedures, which they then used for transactions.
An associate of theirs, Raja, is still at large.