Started as a not-for-profit company in 1997, the National Safai Karamcharis’ Finance and Development Corporation (NSKFDC) is an apex institution for overall socio­economic upliftment of scavengers, safai karamcharis and their dependents. Its managing director Lalit Kohli spoke to Hindustan Times on various issues. Excerpts:
What are NSKFDC’s objectives?
The main objective is to promote socio-economic upliftment of safai karamcharis, scavengers and their dependents by providing financial help at confessional rates of interest for any income-generating activity. We also provide technical and professional training to upgrade their skills.
What is the capital base of your corporation?
The government has enhanced NSKFDC’s authorised share capital from R300 crore to R600 crore in 2011-12 so that maximum beneficiaries of the target group can be covered under our schemes. The government has released the equity share capital of R344.99 crore and has made a budgetary allocation of R50 crore during the 2012-13.
Please elaborate on the financial performance of the corporation in the last financial year?
In 2011-2012, NSKFDC disbursed Rs. 95.15 crore for assisting 18,809 beneficiaries through the state channelising agencies (SCAs). Besides this, it also provided the grant-in-aid of Rs. 1.53 crore for skill development training programmes for 2,250 candidates. The corporation has been achieving more than 100% targets fixed by the ministry of social justice and empowerment and the department of public enterprises both in financial and physical terms since five years.
What are the eligibility criteria for seeking financial help?
The beneficiary should be a scavenger or safai karamchari and their dependents identified under the National Scheme for Liberation and Rehabilitation of Scavengers, or in a survey, or a registered cooperative society of safai karamcharis or legally constituted associations and firms promoted by the target group.
All those who could not be covered under the survey may obtain a certificate from a local revenue officer, or an officer of local municipal office, or cantonment executive officer. They can also obtain it from a gazetted officer of Railways.
What are the kind of schemes under which financial assistance is provided?
NSKFDC has been providing financial assistance for any viable income generating activities, such as microcredit finance up to Rs. 30,000, the mahila samriddhi yojana, upto Rs. 30,000, the mahila adhikarita yojana upto Rs. 50,000, education loans up to Rs. 10 lakh for courses in India and upto R20 lakh for courses abroad. The cumulative disbursement of funds stood at Rs. 740.15 crore, covering 2,41,829 beneficiaries since inception.
What sort of training programmes does NSKFDC conduct?
Skill development training programmes are imparted for self-employment ventures and for taking up income generating jobs in industry, service and business sectors in the form of 100 per cent grant. During 2011-12, NSKFDC trained 2,250 candidates under various courses.