A taxi driver in Punjab’s Barnala town, whose State Bank of Patiala (SBoP) account was accidentally credited with an amount of Rs 98,05,95,12,231, has not recovered from the shock but said he is happy anyway.
“I had become a paranoid deranged billionaire instantly,” Balwinder Singh said when asked about credit entry of about Rs 9,800 crore in his account under the Pradhan Mantri Jan Dhan Yojana meant for poor people.
“I was flummoxed at the credit entry that I could not even understand as the figure was so big. Even my family members and friends could not really make it as to what it was. I am still under shock. My bank balance never exceeded Rs 3,000,” Singh said.
“These things are not for me and I am not for these either. I am a god-fearing person and want to earn my two square meals with honesty.”
He could have pampered himself with shopping sprees, extravagant meals in five-star hotels and amazing holidays, but Singh said, “These things are not for me and I am not for these either. I am a god-fearing person and want to earn my two square meals with honesty.
Rather than being happy with the credit, which was done on November 4, he said he was extremely scared after he saw the amount in his account.
“The big fortune that flashed for a while has gone forever, I have no regret on this. But I was scared of income tax authorities who could have pulled me up especially in the wake of the demonetisation move of the government,” Singh said.
The amount, possibly the biggest credit entry in an individual’s bank account in the state, was debited from Singh’s account the very next day.
Lead bank manager Sandeep Garg explained the freak occurrence.
“The account holder happens to be a designated vendor for the bank. While passing a credit entry of Rs 200, an assistant manager (accounts) wrongly inserted the bank’s 11-digit internal Banking General Ledger account number in the amount column. The mistake was noticed the next day, following which the entry was reversed,” he said.
Singh said nothing has changed in his life and he is still plying his taxi.
“If the voice of conscience, however feeble, is any guide, I would say with certainty that I would love to live like any poor man if I were a billionaire,” Singh said.
“Money is the prime cause of all troubles in the modern world. What we need is a civilisation with less stress on currency, a state in which qualities of head and heart are more prized than power and possessions,” he said in a philosophical tone.
In July last year, an amount of Rs 95,71,16,98,647 was credited to the State Bank of India account of Kanpur’s Urmila Yadav, thanks to a strange procedure followed by the bank to get in touch with its customers.
Urmila, who works as a domestic help, too had opened a savings account by depositing Rs 2000 with the SBI’s UPSIDC branch in Vikas Nagar as a part of the central government’s Jan Dhan Yojana.