Aadhaar’s limited roll-out poses a big hurdle to Jan Dhan Yojana

  • Remya Nair, New Delhi
  • Updated: Sep 05, 2014 10:46 IST

The limited spread of Aadhaar unique identity numbers in populous states such as Uttar Pradesh and Bihar may impede government’s plans to keep households from opening multiple bank accounts to take advantage of incentives being offered under its ambitious financial inclusion programme.

Under the Pradhan Mantri Jan Dhan Yojana, announced by Prime Minister Narendra Modi on Independence Day, unbanked households are being encouraged to open bank accounts with the offer of free life insurance and personal accident insurance covers.

The government has been planning to rely on seeding of bank accounts with Aadhaar numbers to ensure that multiple bank accounts are not opened by households attracted by the incentives. Read more

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