A credit score can be yours for Rs 450, paid online over the Internet or through demand draft.
Customers will have to submit their identity proof and address proof documents along with an application form available on Cibil's website.
If your score is low, you can improve it by paying your monthly instalments of past loans on time. One should also keep a healthy mix between secured and unsecured loans such as personal loans or those taken on credit cards.
Frequent taking of loans can also lower the credit score as this might cast an adverse impression.