Now visitors at Lalbaugcha Raja Sarvajanik Ganeshotsav Mandal will not have to worry about medical expenses if they get food poisoning from eating the ‘prasad’. This is because it will be taken care of under the insurance cover of the mandal.
While the rising price of gold has prompted most mandal organisers to opt for larger insurance covers for the ornaments used to adorn Ganpati idols, others have also included liabilities such as food poisoning and terror attacks.
“Even though there has never been a case of food poisoning at our mandal, we wanted to take extra precaution this year,” said Rajendra Lanjwal, treasurer, Lalbaugcha Raja Sarvajanik Ganeshotsav Mandal.
This year, Lalbaug organisers have increased their insurance cover to Rs. 45 crore from last year’s Rs. 11 crore. During the festival, about five lakh people visit the mandal every day.
“Till last year, we only had gold insurance and an insurance cover for visitors. This year, the insurance cover will also include safety of the staff and the property,” said Lanjwal. The insurance cover includes Rs. 7 crore for 15kg gold ornaments for the deity, Rs. 10 crore for third-party liabilities, Rs3 crore for property and electrical fittings at the venue and a personal accident cover of Rs. 5 lakh for staff and volunteers.
For the first time, Gaud Saraswat Brahmin (GSB) Seva Mandal at King’s Circle has included a terrorism clause apart from increasing their insurance cover to Rs224 crore as compared to Rs220 crore last year.
“Senior police officials have been asking us to take more precaution. In case of a terror attack, the insurance money will be used for those injured,” said Satish Nayak, senior trustee, GSB Seva Mandal.
At the GSB mandal, gold items and jewellery of about 70kg is estimated to be worth Rs. 21.5 crore. The mandal has also sought a personal insurance cover of Rs. 10 lakh per person for more than 1,800 members.
The insurance cover at Ganesh Galli’s Lalbaug Sarvajanik Utsav Mandal has risen from Rs. 1.5 crore to Rs. 2.5 crore this year.
“The insurance package covers everything from gold, accidents, natural calamities and food poisoning,” said secretary Swapnil Parab.