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credit history

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Fintech lending company CASHe partners with WebEngage to power their user engagement

UPDATED ON OCT 20, 2020 04:47 PM IST
CASHe, India’s fastest growing app-based lending platform that provides financing to working millennials, has tied-up with marketing automation platform WebEngage to power their user engagement across web and mobile.
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You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.(Shutterstock)
You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.(Shutterstock)

Applying for a personal loan? Improve your eligibility first

UPDATED ON JUN 30, 2020 04:02 PM IST
Usually, personal loan eligibility depends on factors such as your age, city of residence, salary and employment, financial standing, and existing debt.
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There are several simple ways in which you can build up your credit history and score from taking a small loan or getting a small loan.
There are several simple ways in which you can build up your credit history and score from taking a small loan or getting a small loan.

How to build a credit history when you have none

By By Adhil Shetty
UPDATED ON MAR 18, 2020 02:22 PM IST
The credit history is built based on your financial habits pertaining to the credit you hold, so you cannot have a credit history and score without taking some form of credit. At the same time, the credit score and history are among the primary checks a lender makes while approving a loan or credit card.
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While closing your loan or credit card account will help you lead a debt-free, it may or may not boost your score.(iStock)
While closing your loan or credit card account will help you lead a debt-free, it may or may not boost your score.(iStock)

High income means high credit score, and 6 other credit score myths, debunked

By By Adhil Shetty
UPDATED ON FEB 25, 2020 05:40 PM IST
Another common misconception is that checking your credit score will hurt your credit score in return.
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Know how to get a personal loan without hurting your CIBIL score
Know how to get a personal loan without hurting your CIBIL score

How to get a personal loan without hurting your CIBIL score

UPDATED ON FEB 24, 2020 03:10 PM IST
While personal loan eligibility criteria are simple, every time you apply for a personal loan your lender incites a hard inquiry into your CIBIL report to assess your creditworthiness.
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Use your credit card wisely, it can turn into a useful tool for your money management.(Getty Images)
Use your credit card wisely, it can turn into a useful tool for your money management.(Getty Images)

3 things you must know before using credit card

By HT Correspondent | Hindustan Times, Mumbai, Mumbai
PUBLISHED ON JUL 22, 2019 12:18 PM IST
You should check the reward points and value of the card as it varies across the platform. When you start using credit card ensure that you don’t go overboard on spending. If you don’t pay your bills on time, the interest rate is around 22-48% per annum.
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Bad credit of parents to hit loan hopes of children.(Representative Photo/Kalpak Pathak/Hindustan Times)
Bad credit of parents to hit loan hopes of children.(Representative Photo/Kalpak Pathak/Hindustan Times)

Parents’ credit score may hit education loan hopes of children

By CS Kotteswaran | Hindustan Times, Chennai
UPDATED ON JUN 30, 2018 08:43 AM IST
Banks and financial institutions are giving a loan to several persons under various political pressures and ultimately public money is being misappropriated and defaulters flee from the country, whether the loan amount is small or huge, it needs to be recovered says State Bank of India branch in Chennai.
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