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When are banks closed in January? Full list of bank holidays in 2026 | RBI holiday list
Bank Holiday in January 2026: You can avoid delays in home loan processing, branch work, key payments and cheque clearing by being aware of the holidays.
Bank Holiday in January 2026: With 2026 now here, one of the most common questions at the start of a year is the list of bank holidays. Knowing these dates in advance is essential to avoid delays in important work such as home loan processing, branch-related tasks, major financial transactions, and cheque clearing.
The Reserve Bank of India holiday list (RBI holiday list 2026) features all days on which banks that follow state notifications and RBI standards will remain closed this year. Some of these days coincide with national festivals.
Here is a list of central bank holidays for January:
New Year’s Day: January 1
2nd Saturday: January 10
4th Saturday: January 24
Republic Day: January 26
Full list of bank holidays in 2026
February 14, 2026 - 2nd Saturday
February 28, 2026 - 4th Saturday
February 15, 2026 - Maha Shivaratri
March 3, 2026 - Holi
March 14, 2026 - 2nd Saturday
March 20, 2026 - Ugadi
March 28, 2026 - 4th Saturday
April 3, 2026 - Good Friday
April 11, 2026 - 2nd Saturday
April 14, 2026 - Vaisakhi
April 14, 2026 - Ambedkar Jayanti
April 25, 2026 - 4th Saturday
May 1, 2026 - May Day
May 9, 2026 - 2nd Saturday
May 23, 2026 - 4th Saturday
May 27, 2026 - Bakrid/Eid al-Adha
June 13, 2026 - 2nd Saturday
June 27, 2026 - 4th Saturday
July 11, 2026 - 2nd Saturday
July 25, 2026 - 4th Saturday
August 8, 2026 - 2nd Saturday
August 15, 2026 - Independence Day
August 22, 2026 - 4th Saturday
September 4, 2026 - Janmashtami
September 12, 2026 - 2nd Saturday
September 26, 2026 - 4th Saturday
October 2, 2026 - Gandhi Jayanti
October 10, 2026 - 2nd Saturday
October 24, 2026 - 4th Saturday
November 8, 2026 - Diwali
November 14, 2026 - 2nd Saturday
November 28, 2026 - 4th Saturday
December 12, 2026 - 2nd Saturday
December 25, 2026 - Christmas Day
December 26, 2026 - 4th Saturday
Bank holidays vary from state to state in India
India has 28 states and each of them decides its own set of extra holidays according to the festivals or holidays important to that state. For example, in Punjab, a significant Tamil Nadu holiday like Pongal can be simply another typical workday.
Three national holidays
On three national holidays, banks across India are closed. They are: Republic Day, January 26, Independence Day, August 15 and Mahatma Gandhi Jayanti, October 2.
