Universal Health Coverage Day 2023: 7 types of govt health insurance schemes in India
Updated On Dec 12, 2023 09:58 AM IST
- Here are seven health insurance schemes by the Government of India that you need to be aware of.
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Universal Health Coverage (UHC) Day is observed annually on December 12. It emphasizes the necessity for a healthcare system that provides fair and quality healthcare, along with financial protection, accessible to everyone where they live. Recognized by the United Nations through resolution 72/138, UHC Day serves as a reminder of the importance of accessible healthcare. In this context, let's explore seven significant government health schemes in India. (Unsplash)
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Ayushman Bharat Yojana: This health insurance scheme, initiated by the Ministry of Health and Family Welfare, Government of India, is universal in scope. Launched to extend free healthcare services to over 40% of the country's population, it provides a health cover of ₹5 Lakh. (Representative Image (Unsplash))
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Pradhan Mantri Suraksha Bima Yojana: This scheme is designed to give accident insurance to people in India. If you're between 18 and 70 years old and have a bank account, you can benefit from this program. (Representative Image (Unsplash))
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Aam Aadmi Bima Yojana (AABY): Initiated in 2007, this scheme provides coverage for individuals aged 18 to 59 years. The protection under this scheme is extended to the head of the family or the primary earning member. (Representative Image (Unsplash))
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Central Government Health Scheme (CGHS): Launched in 1954, this scheme offers extensive healthcare facilities for central government employees and pensioners living in urban areas. The coverage includes all dispensary-related services, including home care. Additionally, beneficiaries under this scheme are entitled to hospitalization every time they fall ill. (Representative Image (Unsplash))
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Employment State Insurance Scheme: This comprehensive National Health Insurance scheme offers social and socio-economic protection to all workers in India. It provides benefits to both the workers and their dependents in the event of unfortunate incidents at work. However, it is applicable only to permanent factories with more than ten employees. (Representative Image (Unsplash))
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Janshree Bima Yojana: This scheme is designed for individuals in the economically disadvantaged category aged between 18 and 59 years. It incorporates special features such as Women Self Help Group (SHG) Groups and the Shiksha Sahyog Yojana. (Representative Image (Unsplash))
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