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Bengaluru fintech co-founder reveals raw truth behind why he started his company: ‘I didn’t build to help shopkeepers’

LinkedIn users were in awe of the Bengaluru fintech co-founder's honesty about his motivation for launching his startup.

Updated on: Jun 10, 2025, 14:06:59 IST
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A post shared by Okcredit co-founder and CEO Harsh Pokharna has touched people’s hearts. In the post, he opened up about his insecurities and the raw truth behind launching the startup.

OkCredit co-founder and CEO Harsh Pokharna. (LinkedIn/Harsh Pokharna)
OkCredit co-founder and CEO Harsh Pokharna. (LinkedIn/Harsh Pokharna)

“I didn’t build OkCredit to help shopkeepers. I built it because I wanted the world to clap for me,” wrote Pokharna. He then shared, “In school, I was one of those kids you forget. Not the funny one. Not the charming one. Not even the nerdy topper. Other kids were cooler - Better English, better clothes, better hair, more confidence.”

Also Read: Failed Indian startup founder desperately looks for job, says ‘no one is calling back’

Hence, he wanted to do something big. “I didn’t give a shit about ledger books or UPI adoption in tier 2 towns. That all came later,” he continued.

“It feeds that broken part of me that still thinks he’s not enough. People think startups are built on great ideas. But more often than not, they’re built on childhood wounds. This post isn’t advice. It’s a mirror,” he expressed.

Take a look at the post:

How did social media react?

An individual posted, “Takes a lot to realise this and courage to speak these words. Inspiring.” Another added, “Not many will dare to be candid, but this is so true & raw. No stories needed.”

Also Read: Nothing CEO enjoys Michelin-star Indian meal in London, says it’s better than India’s food

A third expressed, “‘This post isn’t advice. It’s a mirror.’ Totally got me. It is a raw truth that many people are not ready to discuss. More power to you!” A fourth wrote, “We are all solving for the inner world before the outer one. I love this post and the vulnerability and honesty behind it. Harsh Pokharna, Keep inspiring others - we need many more like you!”

Pokharna, an IITian, launched OkCredit with Gaurav Kunwar and Aditya Prasad. The young entrepreneurs were featured in 30 Under 30 Asia in 2020.

 
ABOUT THE AUTHOR
Trisha Sengupta

Trisha Sengupta is a Chief Content Producer at Hindustan Times with over six years of digital newsroom experience. Specialising in high-engagement storytelling, she blends viral trends with traditional journalism to cover the intersection of technology, finance, and human emotion. Her reporting spans real estate and personal finance struggles in hubs like Bengaluru and Gurgaon, the NRI experience, and corporate shifts like tech layoffs. Trisha also frequently tracks global figures and writes human interest stories. Offline, Trisha is an avid reader, history enthusiast and solo traveler. She balances her journalism career with family life while actively integrating AI tools into her modern storytelling approach.

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