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From rent to childcare: Indian woman breaks down £6,650 monthly cost of living for family of 4 in UK

An Indian woman shared her UK family’s £6,650 monthly expenses.

Published on: Apr 6, 2026, 10:47:11 IST
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An Indian woman living in the United Kingdom has shared a detailed breakdown of her monthly household expenses, offering a glimpse into the cost of living for a family of four. Taking to Instagram, Shreya Lara posted a video explaining how much her family spends while residing in a commuter town close to London.

An Indian woman revealed her family’s UK living costs. (Instagram/shreyalara)
An Indian woman revealed her family’s UK living costs. (Instagram/shreyalara)

(Also read: ‘€33.15 for a day’: Indian founder shares detailed breakdown of daily expenses in Munich)

In the video, she said, "Here's how much we spend as a family of four living in the UK. We live in a commuter town close to London but direct and expensive trains to central London in less than 20 minutes. Our rent is £1800 for two bed but we spend a bomb on commute to work which is almost £800 for both."

She went on to outline other key expenses, adding, "Groceries and eating out is 500 to 700 pounds. Utilities 150 pounds, council tax 180 pounds and miscellaneous 150 pounds."

Children and travel add to monthly costs

Travel is another significant expense for the family. "We travel quite often and our travel to Europe expenses are around £1,000 per month. Total of approximately £6,650 and this excludes shopping," she added.

The video was shared with the caption, "Expenses breakdown in London. We definitely save on these by using some hacks as well."

Watch the clip here:

Internet reacts to the breakdown

The clip has garnered attention online, with several users sharing their reactions to the cost breakdown. One user wrote, "That commute cost is insane but very relatable for London." Another commented, "£6,650 without shopping is honestly eye opening."

(Also read:₹44 lakh cost of studying abroad"> From university fees to visa costs: Indian student in France breaks down 44 lakh cost of studying abroad)

A third user said, "Childcare costs in the UK are no joke, this sounds about right," while another added, "People don’t realise how expensive living near London can get."

(Disclaimer: This report is based on user-generated content from social media. HT.com has not independently verified the claims and does not endorse them.)

 
ABOUT THE AUTHOR
Mahipal Singh Chouhan

Mahipal Singh Chouhan is a Senior Content Producer at Hindustan Times Digital, with nearly five years of experience in digital journalism and content production. He primarily covers offbeat, trending and human-interest stories, with a focus on emerging social media trends, online conversations and real-world incidents that capture public attention. At Hindustan Times, Mahipal works on identifying and developing fast-moving digital stories, adding context and journalistic perspective to viral moments while maintaining accuracy, clarity and readability for online audiences. Before joining Hindustan Times Digital, he was associated with DNA India, where he gained experience in newsroom workflows and digital storytelling. He holds a degree in Journalism and Mass Communication from the Vivekananda Institute of Professional Studies, Delhi. Beyond journalism, he has a keen interest in history and sports and enjoys expanding his general knowledge.

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