Mumbai lawyer loses ₹62,000 to card cloning, criminal withdraws money in the United States

Mumbai city news: According to the police, the victim got a message on her phone at 1am, informing her that money had been debited from her account.

mumbai Updated: Jul 14, 2017 13:22 IST
Jayprakash S Naidu
Jayprakash S Naidu
Hindustan Times
Mumbai city news,card cloning,cybercrime
(Picture for representation)

A lawyer from Lokhandwala in Mumbai lost Rs62,000 to debit card fraud, as her money was withdrawn in the United States last month. The woman approached her bank asking for a refund, after which she was asked to approach her local police station to file a FIR against the unidentified cyber criminal.

According to her complaint, she was at home when she received a message on her mobile phone around 1am on June 1. The message was sent from her Indian state-owned bank, alerting her about the money transaction made from her account.

The woman couldn’t do anything at night, and approached the bank the next morning where she was informed that the money was withdrawn from her account using her debit card. The bank also informed that the money was withdrawn in the USA.

The woman registered an FIR with the local police this week. A police official requesting anonymity said, “We do not know how the cyber fraudster managed to withdraw the amount. We are taking help from cyber police to investigate the case.”

The case assumes significance as recently, the Mumbai Crime Branch’s Cyber police had busted a card racket where a Bulgarian national was caught withdrawing money of Chinese nationals in India. The stolen data of credit/debit cards belonging to Chinese nationals was used to make cloned cards, and their money was withdrawn from an International bank in Mumbai.

Advocate Vicky Shah, a cyber-expert said, “The card can only be used internationally once it is international debit enabled. Perpahs the victim’s card was internationally enabled prior to being cloned. It needs to be found out if it’s a magnetic strip card or an EMV chip card. If it’s an EMV chip card it is very difficult to be cloned, and then it’s a unique case. As a preventive measure, customers should replace their existing cards with EMV chip cards.”

First Published: Jul 12, 2017 10:38 IST