Man loses ₹6 lakh after paying traffic fine via SMS link: Here’s what police advise to stay safe

A simple text message about a traffic fine led to a costly mistake. Here’s how scammers use fake challan links to trap unsuspecting users.

A man lost nearly Rs. 6 lakh after clicking a link sent through a text message that claimed he had to pay a traffic fine of Rs. 500. Cybercrime police said the incident highlights how fraudsters are using fake challan messages to target vehicle owners.

Here’s how to spot fake messages and avoid scams that steal money through payment links. (Pexels)

By MD Ijaj Khan

Ijaj Khan is a technology journalist and Senior Content Producer at Hindustan Times, with over three years of experience covering the consumer technology industry. His work spans smartphones, laptops, wearables, gaming, appliances and AI - from hands-on reviews, comparison and buying guides to breaking news and in-depth features that help readers cut through the noise and make informed decisions. Before joining HT Tech, he worked with Jagran New Media, where he sharpened his instincts for fast-paced digital reporting. He holds a Post Graduate Diploma in English Journalism and Mass Communication from the Indian Institute of Mass Communication (IIMC), Delhi. Whether he's testing the latest flagship smartphone, tracking a major AI announcement, or putting a gaming laptop through its paces, Ijaj approaches every story with the same goal - making technology feel relevant and easy to understand for everyday users, not just enthusiasts. When he's not in front of a screen for work, he's usually travelling to a new city, hunting for great food, or keeping tabs on what's next in tech before everyone else catches on.

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According to officials, the victim received an SMS stating that a fine had been imposed on his vehicle for a traffic violation. The message included a payment link. Believing it to be genuine, the man clicked the link and reached a webpage that appeared to offer a challan payment option.

When he tried to enter payment details, fraudsters gained access to his phone and banking information. Soon after, unauthorised transactions took place from his account. Police said the victim lost around 6,900 Euros, which is close to Rs. 6 lakh. The money was transferred without his consent.

Cybercrime officials said such scams often rely on fake websites that look similar to government portals. These links may also install harmful software on phones, allowing criminals to control devices and access financial apps. Police have registered a case and started an investigation.

Authorities have urged citizens to avoid trusting links received through text messages, emails, or WhatsApp. They stressed that traffic departments do not send direct payment links for challans.

• Officials also warned people not to enter card details, PINs, or OTPs on unfamiliar websites and not to download apps through unknown links. Traffic-related apps should be downloaded only from official app stores.
• Anyone who receives a suspicious message should report it immediately on the national cybercrime portal or by calling the cyber helpline number 1930. Police also advised people to keep their phones updated and use security features such as two-step verification.
• Cybercrime officers reiterated that no police or transport department demands instant payment through text messages. They advised the public to verify first and act only through official channels.