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emi news

RBI holds repo rate steady at 5.25%: What it means for home loan borrowers

RBI MPC: Monetary Policy Committee on April 8 kept the repo rate unchanged at 5.25%, signalling stability for current and prospective home loan borrowers. (Picture for representational purposes only)
real estate guide
Updated on Apr 08, 2026 05:46 pm IST

Is paying 60% of your income on EMI a smart homebuying move?

As Bengaluru’s home prices rise, buyers, especially younger households, are questioning whether to stretch EMIs to 60% of income or stick to the 30–40% affordability rule. (Photo for representational purposes only) (Pexels )
real estate
Updated on Feb 08, 2026 09:21 am IST

109 years in Mumbai, 64 in Gurugram: Can top earners still afford to own a home?

According to recent National Housing Board (NHB) data, the top 5% of income earners in Mumbai would need a staggering 109 years to afford a home. (Representational Image)
real estate
Updated on Jun 30, 2025 01:18 pm IST

RBI repo rate decision: What will be impact on home loan EMIs

RBI repo rate decision: This means that your home loan interest burden and equated monthly installments (EMI) will remain unchanged for now.
business
Published on Apr 05, 2024 11:07 am IST

7 booked for taking loans of ₹1.33 cr on fake LIC policies

“Later, the bank checked and found the LIC policies to be fake as well. When the borrowers were traced, they said that the two female agents had told them they were taking small loan amounts. However, they learnt they had taken a bigger loan amount in the two agents’ names and had paid the borrowers a very small amount. The two agents had also told them they needed the loan for only three months and will soon repay it,” said the police officer. (Image for representation)
mumbai news
Updated on Apr 23, 2023 12:35 am IST

Dakshin Bharat Yatra train to start plying from April 30

Pic for representation only (Sourced)
others
Updated on Apr 19, 2023 12:21 am IST

State saw 35% rise in revenue from stamp duty, registration in 2022-23

HT Image
mumbai news
Updated on Apr 04, 2023 12:35 am IST

Shop at Reliance Digital with Bajaj Finserv to get benefits up to Rs.12,500

To make festive season shopping more attractive this Diwali, Bajaj Finserv has partnered with Reliance Digital, bringing to you a range of limited-period deals and hassle-free finance options.
brand post
Updated on Nov 09, 2020 03:28 pm IST

Demand for credit, EMI services soars

Rival Flipkart said 1 out of every 5 purchase in segments such as mobiles, furniture and large electronics has been driven through EMI in its ongoing ‘Big Billion Days’ (BBD) sale.
business
Updated on Oct 21, 2020 06:19 am IST

Get funds instantly with a pre-approved personal loan from Bajaj Finserv

With lenders like Bajaj Finserv, you can get access to a high loan amount in just a few clicks.
brand post
Updated on Jun 24, 2021 01:27 pm IST

Man stages fake robbery at his shop to escape EMIs

Image for representation.
delhi news
Updated on Aug 23, 2020 03:29 pm IST

Ankita Lokhande slams reports saying Sushant Singh Rajput paid her EMIs, his sister Shweta hails her as ‘an independent woman’

Ankita Lokhande has been supporting Sushant Singh Rajput’s family in demanding a CBI probe into the matter.
bollywood
Updated on Aug 15, 2020 01:57 pm IST

Offering a flagship experience like no other, OPPO Reno4 Pro all set to go

You can start pre-ordering the phone on online portals to avail a bunch of exciting offers.
brand stories
Updated on Feb 10, 2021 12:27 am IST

Unable to pay salaries, Panchkula schools call for govt to review mandate on fees

HT Image
cities
Published on Apr 27, 2020 10:23 pm IST

EMI moratorium fraud: Banks asking customers to be alert, not to share OTP with imposters

In a tweet on April 5, country’s largest bank SBI had said a new style of cybercrime has been started by fraudsters and warned people to “Be Alert & Be Aware”.
business
Updated on Apr 09, 2020 08:27 pm IST

Borrowers say EMIs debited towards loans despite them opting for 3-month moratorium

On March 27, the ministry of finance had suggested to the Reserve Bank of India (RBI) a moratorium on all loan repayments, and the interest entailed, for three months.
noida news
Updated on Apr 08, 2020 02:07 pm IST

Banks sensitise branches on moratorium, relief steps

Last Friday, the RBI had announced that all term loans, including retail and crop loans and working capital payments, will be covered by the three-month moratorium.
business
Updated on Apr 01, 2020 06:39 am IST

After RBI’s rate cut and EMI hold, PM Modi hails ‘giant steps’

The RBI said it has decided to retain its accommodative stance as long as it is necessary to revive growth and mitigate the impact of coronavirus on the economy while ensuring that inflation remains within the target.
india news
Updated on Mar 27, 2020 01:46 pm IST

Home loan tax rebate: Have you claimed these tax benefits yet?

Homebuyers should be aware of home loan tax benefits before submitting their annual tax return.
brand post
Updated on Jan 31, 2020 11:18 am IST

Are you aware of these latest home loan updates?

The most recent surge in housing credit demands has been prompted by updates from the RBI which mandate financial institutions to link their lending rates to external benchmarks such as the MCLR.
brand stories
Updated on Jan 29, 2021 04:38 pm IST

Check out the list of best smartphones to buy in 2019: Models and features

Bajaj Finserv allows you to convert your purchases into bite-sized monthly instalments without paying a single penny over and above the product price.
brand post
Updated on Nov 20, 2019 03:39 pm IST

Take a loan: don’t pay renters’ deposits alone

Many platforms loan you money to pay hefty security deposits when you rent a home. You can complete applications digitally and upload documents without hassles.
real estate
Updated on Nov 07, 2019 06:56 pm IST

Last minute Diwali shopping? #JustEMI for Bajaj Finserv Diwali Offers

Whether you are looking to upgrade your home or gifting options for your loved ones, the Bajaj Finserv Sparkling Diwali campaign has everything you need available on easy EMIs along with attractive cashback offers, discounts and vouchers.
brand post
Updated on Oct 24, 2019 11:16 am IST

OPPO A9 2020 – The smartphone designed to take on challenges.

The OPPO A9 2020 is available in two stunning colours – Marine Green and Space Purple.
brand stories
Updated on Feb 13, 2021 01:36 pm IST

Man threatens to shoot bank agents, held

Versova police identified the accused as Rana Bhatia, a businessman by profession and also a film director.
mumbai news
Updated on Aug 19, 2019 01:16 am IST

Banks cut MCLR: What it means for you?

You now also have the option to go for loans linked to repo rate or other external benchmark rates instead of MCLR for floating rate loans.
business
Updated on Jul 15, 2019 12:00 pm IST

50-year-old from Hyderabad dupes firm of ₹23 crore, held

The Economic Offences Wing (EOW)arrested a 50-year-old from Hyderabad for allegedly cheating an Elphinstone Road-based commercial vehicle financing firm to the tune of ₹23 crore.
mumbai news
Published on Jul 14, 2019 06:22 am IST

Tax break for ₹45 lakh homes

Apart from this new proposed deduction, the interest paid on housing loans was already allowed as a deduction to the extent of ₹2 lakh but for ‘self-occupied property’. Will the interest component go up to ₹3.5 lakh?
india news
Updated on May 28, 2020 10:45 pm IST

Jaypee Infratech home buyers may stop paying EMIs

The bid would require 66 per cent votes in its favour to make the cut and acquire the insolvent realty company.
india news
Updated on Jun 09, 2019 06:27 pm IST

Home call: To buy or rent?

Plans to sell and buy properties at your convenience may not work.
business
Updated on Jun 03, 2019 11:06 am IST
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