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To make festive season shopping more attractive this Diwali, Bajaj Finserv has partnered with Reliance Digital, bringing to you a range of limited-period deals and hassle-free finance options.(Bajaj Finserv)

Shop at Reliance Digital with Bajaj Finserv to get benefits up to Rs.12,500

UPDATED ON NOV 09, 2020 03:28 PM IST
These offers include benefits up to Rs.5,000 on No Cost EMI financing plans, benefits up to Rs.6,500 and Rs.12,500 on purchases made via credit cards and the Bajaj Finserv RBL Bank SuperCard, respectively.
Rival Flipkart said 1 out of every 5 purchase in segments such as mobiles, furniture and large electronics has been driven through EMI in its ongoing ‘Big Billion Days’ (BBD) sale.(Reuters)
Rival Flipkart said 1 out of every 5 purchase in segments such as mobiles, furniture and large electronics has been driven through EMI in its ongoing ‘Big Billion Days’ (BBD) sale.(Reuters)

Demand for credit, EMI services soars

Livemint, Bengaluru | By Tarush Bhalla
UPDATED ON OCT 21, 2020 06:19 AM IST
In the first 24 hours of its ‘Great Indian Festival’ sale, Amazon India disbursed over Rs 600 crore of credit to customers through its ‘Pay Later’ offering. The e-commerce major said 3 out of 4 equated monthly instalment (EMI) shoppers were from Tier 2 and Tier 3 cities.
With lenders like Bajaj Finserv, you can get access to a high loan amount in just a few clicks.(Shutterstock)
With lenders like Bajaj Finserv, you can get access to a high loan amount in just a few clicks.(Shutterstock)

Get funds instantly with a pre-approved personal loan from Bajaj Finserv

UPDATED ON SEP 16, 2020 04:56 PM IST
You can use the amount to fund any expense and use it without restriction, be it to renovate your home, consolidate debt, make big-ticket purchases, or address medical or other emergencies.
Image for representation.(Getty Images/iStockphoto)
Image for representation.(Getty Images/iStockphoto)

Man stages fake robbery at his shop to escape EMIs

Hindustan Times, New Delhi | By Shiv Sunny
UPDATED ON AUG 23, 2020 03:29 PM IST
The police used the CCTV footage to determine that the shop owner had allowed a friendly entry to the robber and that it was a fake robbery,
Ankita Lokhande has been supporting Sushant Singh Rajput’s family in demanding a CBI probe into the matter.
Ankita Lokhande has been supporting Sushant Singh Rajput’s family in demanding a CBI probe into the matter.

Ankita Lokhande slams reports saying Sushant Singh Rajput paid her EMIs, his sister Shweta hails her as ‘an independent woman’

Hindustan Times, New Delhi | By HT Entertainment Desk
UPDATED ON AUG 15, 2020 01:57 PM IST
Ankita Lokhande has shared details of her flat registration and EMI deductions after an Enforcement Directorate officer claimed that EMI of a flat where she used to stay was deducted from Sushant’s bank account.
You can start pre-ordering the phone on online portals to avail a bunch of exciting offers.(OPPO)
You can start pre-ordering the phone on online portals to avail a bunch of exciting offers.(OPPO)

Offering a flagship experience like no other, OPPO Reno4 Pro all set to go

By Partnered Feature, HT Brand Studio
UPDATED ON AUG 04, 2020 06:28 PM IST
The smartphone, which packs a punch, has been priced at Rs. 34,990.
HT Image
HT Image

Unable to pay salaries, Panchkula schools call for govt to review mandate on fees

Hindustan Times, | By HT Correspondent, Panchkula
PUBLISHED ON APR 27, 2020 10:23 PM IST
Panchkula Public Schools Association has said that schools had made all efforts to conduct online classes for students, but they should not be made to bear unsustainable losses
In a tweet on April 5, country’s largest bank SBI had said a new style of cybercrime has been started by fraudsters and warned people to “Be Alert & Be Aware”.(Mint file photo)
In a tweet on April 5, country’s largest bank SBI had said a new style of cybercrime has been started by fraudsters and warned people to “Be Alert & Be Aware”.(Mint file photo)

EMI moratorium fraud: Banks asking customers to be alert, not to share OTP with imposters

New Delhi | By Press Trust of India
UPDATED ON APR 09, 2020 08:27 PM IST
To give relief to borrowers hit by COVID-19 lockdown, the RBI last month announced that all term loans, including retail and crop loans and working capital payments, will be covered by the three-month moratorium on EMI payments offered.
On March 27, the ministry of finance had suggested to the Reserve Bank of India (RBI) a moratorium on all loan repayments, and the interest entailed, for three months.(Getty Images/iStockphoto)
On March 27, the ministry of finance had suggested to the Reserve Bank of India (RBI) a moratorium on all loan repayments, and the interest entailed, for three months.(Getty Images/iStockphoto)

Borrowers say EMIs debited towards loans despite them opting for 3-month moratorium

Hindustan Times, Noida | By Vinod Rajput
UPDATED ON APR 08, 2020 02:07 PM IST
Many borrowers such as flat buyers, businessmen and automobile owners in Noida and Greater Noida have written to the ministry of finance, highlighting the banks’ non-compliance, but no action has been taken so far.
Last Friday, the RBI had announced that all term loans, including retail and crop loans and working capital payments, will be covered by the three-month moratorium.(Mint file photo)
Last Friday, the RBI had announced that all term loans, including retail and crop loans and working capital payments, will be covered by the three-month moratorium.(Mint file photo)

Banks sensitise branches on moratorium, relief steps

New Delhi | By Press Trust of India
UPDATED ON APR 01, 2020 06:39 AM IST
Several banks on Tuesday said they have informed and provided their branches with the detailed guidelines on various schemes announced by the RBI recently and customers are being sent messages individually on their registered mobile number about the EMI payment.
The RBI said it has decided to retain its accommodative stance as long as it is necessary to revive growth and mitigate the impact of coronavirus on the economy while ensuring that inflation remains within the target.(PTI)
The RBI said it has decided to retain its accommodative stance as long as it is necessary to revive growth and mitigate the impact of coronavirus on the economy while ensuring that inflation remains within the target.(PTI)

After RBI’s rate cut and EMI hold, PM Modi hails ‘giant steps’

Hindustan Times, New Delhi | By HT Correspondent
UPDATED ON MAR 27, 2020 01:46 PM IST
RBI governor Shaktikanta Das cut the repo rate, the benchmark interest rate, by 75 basis points in an effort to rescue a slowing economy now affected by the spreading coronavirus pandemic.
Homebuyers should be aware of home loan tax benefits before submitting their annual tax return.(Bajaj Finserv)
Homebuyers should be aware of home loan tax benefits before submitting their annual tax return.(Bajaj Finserv)

Home loan tax rebate: Have you claimed these tax benefits yet?

UPDATED ON JAN 31, 2020 11:18 AM IST
Under Section 80C of the Income Tax Act, borrowers can claim tax exemptions of up to Rs.1.5 lakh on the annual home loan principal repaid.
The most recent surge in housing credit demands has been prompted by updates from the RBI which mandate financial institutions to link their lending rates to external benchmarks such as the MCLR.(iStock)
The most recent surge in housing credit demands has been prompted by updates from the RBI which mandate financial institutions to link their lending rates to external benchmarks such as the MCLR.(iStock)

Are you aware of these latest home loan updates?

By Promotional Feature, HT Brand Studio
UPDATED ON NOV 28, 2019 11:32 AM IST
With the Central Bank and govt. introducing multiple amendments in the sector constantly, it is crucial for borrowers to remain updated to maximize their benefits.
Bajaj Finserv allows you to convert your purchases into bite-sized monthly instalments without paying a single penny over and above the product price.(istock)
Bajaj Finserv allows you to convert your purchases into bite-sized monthly instalments without paying a single penny over and above the product price.(istock)

Check out the list of best smartphones to buy in 2019: Models and features

UPDATED ON NOV 20, 2019 03:39 PM IST
With over 60,000 partner sellers online and offline, you can shop for smartphones on the Bajaj Finserv EMI Network at No Cost EMI and avail lucrative discounts and cashback.
Many platforms loan you money to pay hefty security deposits when you rent a home. You can complete applications digitally and upload documents without hassles.(Shutterstock)
Many platforms loan you money to pay hefty security deposits when you rent a home. You can complete applications digitally and upload documents without hassles.(Shutterstock)

Take a loan: don’t pay renters’ deposits alone

Hindustan Times | By Jessica Joshi
UPDATED ON NOV 07, 2019 06:56 PM IST
Digital platforms now provide loans to those who struggle to pay daunting security deposits while renting their dream homes
Whether you are looking to upgrade your home or gifting options for your loved ones, the Bajaj Finserv Sparkling Diwali campaign has everything you need available on easy EMIs along with attractive cashback offers, discounts and vouchers.(Bajaj Finserv)
Whether you are looking to upgrade your home or gifting options for your loved ones, the Bajaj Finserv Sparkling Diwali campaign has everything you need available on easy EMIs along with attractive cashback offers, discounts and vouchers.(Bajaj Finserv)

Last minute Diwali shopping? #JustEMI for Bajaj Finserv Diwali Offers

UPDATED ON OCT 24, 2019 11:16 AM IST
The company’s month-long Diwali campaign aimed to redefine shopping experience to customers by offering them the Buy Now Pay Later option and providing them a seamless purchasing experience.
The OPPO A9 2020 is available in two stunning colours – Marine Green and Space Purple.(OPPO)
The OPPO A9 2020 is available in two stunning colours – Marine Green and Space Purple.(OPPO)

OPPO A9 2020 – The smartphone designed to take on challenges.

By Partnered Feature, HT Brand Studio
UPDATED ON SEP 15, 2019 09:13 AM IST
The smartphone scores high in all departments—be it camera, design, or battery. Read on to find out more.
Versova police identified the accused as Rana Bhatia, a businessman by profession and also a film director.(HT image)
Versova police identified the accused as Rana Bhatia, a businessman by profession and also a film director.(HT image)

Man threatens to shoot bank agents, held

Hindustan Times, Mumbai | By Jayprakash S Naidu
UPDATED ON AUG 19, 2019 01:16 AM IST
On August 7, one of the bank’s recovery agents went to Bhatia’s house but he requested them to come a week later.
You now also have the option to go for loans linked to repo rate or other external benchmark rates instead of MCLR for floating rate loans.(Getty Images/iStockphoto)
You now also have the option to go for loans linked to repo rate or other external benchmark rates instead of MCLR for floating rate loans.(Getty Images/iStockphoto)

Banks cut MCLR: What it means for you?

Hindustan Times, Mumbai | By HT Correspondent
UPDATED ON JUL 15, 2019 12:00 PM IST
Banks including ICICI Bank Ltd, Bank of Baroda and Oriental Bank of Commerce, have cut their MCLR by 5-10 bps in July. The move comes after the Reserve Bank of India (RBI) cut policy rate for the third time in June.
The Economic Offences Wing (EOW)arrested a 50-year-old from Hyderabad for allegedly cheating an Elphinstone Road-based commercial vehicle financing firm to the tune of Rs 23 crore.(Getty Images/Vetta)
The Economic Offences Wing (EOW)arrested a 50-year-old from Hyderabad for allegedly cheating an Elphinstone Road-based commercial vehicle financing firm to the tune of Rs 23 crore.(Getty Images/Vetta)

50-year-old from Hyderabad dupes firm of Rs 23 crore, held

Hindustan Times, Mumbai | By Vijay Kumar Yadav
PUBLISHED ON JUL 14, 2019 06:22 AM IST
The accused fraudulently obtained loans for 1,164 vehicles in various buyers’ names and used the money for his personal expenses.
Apart from this new proposed deduction, the interest paid on housing loans was already allowed as a deduction to the extent of Rs 2 lakh but for ‘self-occupied property’. Will the interest component go up to Rs 3.5 lakh?(PTI File Photo)
Apart from this new proposed deduction, the interest paid on housing loans was already allowed as a deduction to the extent of Rs 2 lakh but for ‘self-occupied property’. Will the interest component go up to Rs 3.5 lakh?(PTI File Photo)

Tax break for Rs 45 lakh homes

Hindustan Times, Mumbai | By HT Correspondent
UPDATED ON MAY 28, 2020 10:45 PM IST
“The economy is slowing down and consumption is at a 20-quarter low coupled with a liquidity crisis,” said Chawla.
The bid would require 66 per cent votes in its favour to make the cut and acquire the insolvent realty company.(HT Photo)
The bid would require 66 per cent votes in its favour to make the cut and acquire the insolvent realty company.(HT Photo)

Jaypee Infratech home buyers may stop paying EMIs

New Delhi | By Indo Asian News Service
UPDATED ON JUN 09, 2019 06:27 PM IST
IDBI Bank, the prime lender to JIL, which has around 18 per cent vote share is already against the bid on the ground of the resolution plan being “conditional”.
Plans to sell and buy properties at your convenience may not work.(HT File Photo)
Plans to sell and buy properties at your convenience may not work.(HT File Photo)

Home call: To buy or rent?

Hindustan Times, Gurugram | By Vivina Vishwanathan
UPDATED ON JUN 03, 2019 11:06 AM IST
A dream home may be on top of your to-do list, but you should factor in job transferability, loan and affordability before making a decision
How to care for your skin this summer.(Unsplash)
How to care for your skin this summer.(Unsplash)

Amazon Summer Sale 2019: How to care for your skin this summer

Hindustan Times, Delhi | By HT Correspondent
UPDATED ON MAY 06, 2019 03:50 PM IST
Amazon Summer Sale 2019: Take a look at these options to add to your skin care routine, that you can get at great prices, thanks to the super exciting summer sale.
A picture of an analog watch and a pair of heels for women.(Amazon.in)
A picture of an analog watch and a pair of heels for women.(Amazon.in)

Amazon Summer Fashion Sale 2019: Rock the work wear look this summer

Hindustan Times, Delhi | By HT Correspondent
UPDATED ON MAY 06, 2019 03:02 PM IST
Here are 5 ways you can rock work wear fashion with Amazon’s super-trendy summer fashion sale.
The Reserve Bank of India (RBI) seal is pictured on a gate outside the RBI headquarters in Mumbai October 29, 2013. Image for representation.(REUTERS FILE PHOTO)
The Reserve Bank of India (RBI) seal is pictured on a gate outside the RBI headquarters in Mumbai October 29, 2013. Image for representation.(REUTERS FILE PHOTO)

RBI cuts interest rate second time this year

Hindustan Times, Mumbai | By Vivina Vishwanathan
UPDATED ON APR 04, 2019 10:41 PM IST
RBI’s monetary policy committee (MPC) reduced the repo rate at which it lends short-term money to commercial banks, to 6% from 6.25%.
There are multiple factors that play a spoil sport in picking the right loan.(Shutterstock)
There are multiple factors that play a spoil sport in picking the right loan.(Shutterstock)

Don’t let a loan burden you; follow these steps for better planning

Hindustan Times, Mumbai | By Vivina Vishwanathan, Mumbai
UPDATED ON MAR 25, 2019 10:14 AM IST
Usually, most individuals look at convenience while taking a loan without comparing rates and the spread on it. Financial planners suggest that you shop around for better interest rate.
The strike kicked off on October 22.(HT FILE)
The strike kicked off on October 22.(HT FILE)

No help from management, Ola-Uber drivers to head towards Maharashtra CM

Hindustan Times | By Kailash Korde, Mumbai
UPDATED ON OCT 29, 2018 12:45 AM IST
Commuters fight surge pricing, shortage of cabs
The Imperia Esfera project was launched in 2012 in Sector 37-C and it comprised of around 580 flats in eight towers. The project was to be delivered in three years with a grace period of six months, said buyers.(HT FILE PHOTO)
The Imperia Esfera project was launched in 2012 in Sector 37-C and it comprised of around 580 flats in eight towers. The project was to be delivered in three years with a grace period of six months, said buyers.(HT FILE PHOTO)

Consumer forum orders refund for delay in delivery of flats

Hindustan Times, Gurugram | By Abhishek Behl, Gurugram
UPDATED ON SEP 24, 2018 03:34 PM IST
The Imperia Esfera project was launched in 2012 in Sector 37-C and it comprised of around 580 flats in eight towers. The project was to be delivered in three years with a grace period of six months, said buyers.
(HT Illustration: Shrikrishna Patkar)
(HT Illustration: Shrikrishna Patkar)

This festive season, here’s how to make the most of realty offers

Hindustan Times | By Aishwarya Iyer
PUBLISHED ON SEP 15, 2018 07:11 PM IST
Developers are offering slashed rates, 0% EMI till construction is complete and gifts on booking. The deals are sweet, but do your research, say experts
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