Mumbai man outwits cybercriminal, is duped of ₹20K by another just moments later

Mumbai city news: The man revealed details of his credit card, including his one time password

A 28-year-old man recently lost Rs20,000 to fraudsters who posed as executives of a private bank and coaxed him into revealing his credit card details. The man outwitted the first caller by refusing to divulge his personal details, saying a bank would never call for such information. However, he was coerced into giving up his details by a second caller just moments later.

Both fraudsters called the man, saying they wanted to redeem credit card points on his card. They told him he would get his money back. (HT File Photo)

Sakinaka police said the man is a Vasai resident. On April 19, he approached them, saying fraudsters had called him on April 11 around 2 pm, seeking his bank details.

“The man told the first fraudster that a bank would never ask for a person’s credit card details. On hearing this, the fraudster hung up. However, soon after, his accomplice called. He gave the man a fake name and posed as the manager of a private bank in Borivli,” said an officer from Sakinaka police station.

“As the man actually did have an account in that bank, he assumed that this was a genuine call and gave up his credit card details, including the one time password (OTP). Following this, Rs20,000 was withdrawn from his bank account. He received messages from his bank informing him about the transaction, after which he realised that he had been duped. He got a second OTP number on his phone and the fraudster called again. This time, man did not answer,” added the police official.

Police registered a first information report (FIR) under section 420 (cheating) of the Indian Penal code and 66C (identity theft) of the Information Technology (IT) Act.