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health insurance

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Get ready for regular medical tests, doctor’s consultations and quality care for the expectant mother. If the pregnancy has any complications, then expenses can multiply drastically.(Shutterstock image)

Welcoming a baby? It’s time to plan your finances!

UPDATED ON JAN 04, 2021 05:53 PM IST
Parenthood is a lot about taking on new roles and responsibilities. It also entails planning your financials properly so that your future is not shrouded with barrage of loans and depletion of savings.
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Max Bupa’s individual health insurance plans are not only highly customizable, the company also allows the customer to select from a wide range of ailment-coverage, services provided and the financial liability required.
Max Bupa’s individual health insurance plans are not only highly customizable, the company also allows the customer to select from a wide range of ailment-coverage, services provided and the financial liability required.

Making world-class health care accessible to women – Max Bupa

UPDATED ON NOV 20, 2020 05:35 PM IST
Max Bupa Health Insurance Company was recently awarded ‘Insurance Company of the Year (Health Insurance)’ at the 5th Annual Insurance India Summit & Awards 2020.
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The changes in proportionate deductions will come in handy for policy buyers who choose a room with a higher rent than what is covered in their insurance policy.(Shutterstock)
The changes in proportionate deductions will come in handy for policy buyers who choose a room with a higher rent than what is covered in their insurance policy.(Shutterstock)

How IRDAI’s new rules benefit health insurance policyholders

By Promotional Feature, HT Brand Studio
UPDATED ON OCT 13, 2020 01:17 PM IST
From standardized policy clauses to the inclusion of telemedicine, the benefits are many.
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People wearing a mask as a precaution against the coronavirus shop at a market in Jammu (AP Photo/Channi Anand)
People wearing a mask as a precaution against the coronavirus shop at a market in Jammu (AP Photo/Channi Anand)

From driving license to health insurance, five new rules from October 1

By hindustantimes.com | Edited by Karan Manral | Hindustan Times, New Delhi
UPDATED ON SEP 30, 2020 03:05 PM IST
While rules regarding driving license, health insurance will benefit people, those regarding TV and money to be sent abroad will be inconvenient.
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Reliance General Insurance offers a slew of unique benefits as part of its policy, so that you can allay your fears about healthcare in these stressful times(Shutterstock)
Reliance General Insurance offers a slew of unique benefits as part of its policy, so that you can allay your fears about healthcare in these stressful times(Shutterstock)

Covid-19: Health insurance is your best bet against steep medical costs

By Promotional Feature, HT Brand Studio
UPDATED ON AUG 13, 2020 02:29 PM IST
A health insurance policy will not only make it easier for you to get proper medical facilities, but also save you from emptying your financial reservoirs.
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The worrying fact that no one is immune to the disease and that many carriers of the virus may not even show any symptoms gives rise to the necessity of having an appropriate term and/or health insurance cover.(PolicyX.com)
The worrying fact that no one is immune to the disease and that many carriers of the virus may not even show any symptoms gives rise to the necessity of having an appropriate term and/or health insurance cover.(PolicyX.com)

Why should you buy term and health insurance in the COVID-19 period?

UPDATED ON JUL 21, 2020 01:09 PM IST
As the pandemic picks up pace around the world, the best we can do is take care of ourselves and our families by opting for a term and/or health insurance policy. The future is uncertain, and hence our financial and health needs may change drastically.
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Most Covid-specific plans offer fixed benefit covers - a lump sum on the diagnosis of the disease, and end after the amount has been paid.(iStockphoto)
Most Covid-specific plans offer fixed benefit covers - a lump sum on the diagnosis of the disease, and end after the amount has been paid.(iStockphoto)

Don’t risk it—Having health insurance is now more important than ever

By Promotional Feature, HT Brand Studio
UPDATED ON JUN 25, 2020 07:01 PM IST
Even as a vaccine is under way, it’s important to stay secured with a health insurance policy which covers for the hospitalization expenses. Read on to know how you and your family members stand to benefit.
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In the case of delay in the payment of a claim, the company will be liable to pay interest to the policyholder from the date of receipt of last necessary document to the date of payment of claim at a rate 2 per cent above the bank rate.(iStock photo)
In the case of delay in the payment of a claim, the company will be liable to pay interest to the policyholder from the date of receipt of last necessary document to the date of payment of claim at a rate 2 per cent above the bank rate.(iStock photo)

Health insurance claims not contestable after 8-year of premium payment: Irdai

By Press Trust of India | New Delhi
PUBLISHED ON JUN 14, 2020 03:00 PM IST
On claim settlement, Irdai said the insurance company should settle or reject a claim, as the case may be, within 30 days from the date of receipt of last necessary document.
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(Bajaj Finserv)
(Bajaj Finserv)

You can avail 800+ medical treatments on No Cost EMIs with the Digital Health EMI Card

UPDATED ON MAY 09, 2020 02:33 PM IST
Bajaj Finserv has over 5,500 partner clinics, hospitals, wellness centres, and pharmacies across 1,000 cities, thereby ensuring that you have access to all the healthcare you may need no matter where you are.
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India’s weak health care is a legacy of limited attention to it after Independence, and the multiple priorities of a young nation. Health care has not been a vote-catching subject and the government spending is only 1.2% of GDP.(Getty Images/iStockphoto)
India’s weak health care is a legacy of limited attention to it after Independence, and the multiple priorities of a young nation. Health care has not been a vote-catching subject and the government spending is only 1.2% of GDP.(Getty Images/iStockphoto)

India is poised for deep structural health reforms

By Parijat Ghosh and Vikram Chandrashekhar
UPDATED ON APR 21, 2020 06:49 PM IST
Covid-19 will act as a trigger. Aided by technocratic capability and new initiatives, public health will get a boost
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The cheapest health insurance plans may not be the best ones.(Photo: iStockphoto)
The cheapest health insurance plans may not be the best ones.(Photo: iStockphoto)

Five health insurance terms you must know before buying policy

By Disha Sanghvi | Livemint, New Delhi
PUBLISHED ON FEB 20, 2020 01:12 PM IST
Duration of waiting period varies from insurer to insurer.Some policies come with co-payment clause.
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HT Image
HT Image

82,000 treated under Sarbat Sehat Bima Yojna: Sidhu

By HT Correspondent | Hindustan Times, Ferozpur, Ferozepur
PUBLISHED ON DEC 17, 2019 06:30 AM IST
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A US federal judge on Saturday temporarily stayed a Trump administration order requiring immigrants to furnish proof they either have health insurance or can pay for it within a month of arriving.(HT File (Representative Image))
A US federal judge on Saturday temporarily stayed a Trump administration order requiring immigrants to furnish proof they either have health insurance or can pay for it within a month of arriving.(HT File (Representative Image))

US judge stays order requiring immigrants to prove they can pay their medical bills

By HT Correspondent | Hindustan Times, Washington
PUBLISHED ON NOV 03, 2019 09:32 PM IST
This order was issued under the same authority that President Trump used to ban visitors from certain Muslim-majority countries.
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Trump said the suspension applied only to people seeking to enter the United States with an immigrant visa.(AP FILE)
Trump said the suspension applied only to people seeking to enter the United States with an immigrant visa.(AP FILE)

New Trump rule for family-based immigration could hit thousands of Indians

By Yashwant Raj | Hindustan Times, Washington
UPDATED ON OCT 05, 2019 11:08 AM IST
Doug Rand, an Obama White House immigration official, said some 23,000 Indians are likely to be impacted by the rule.
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Modi’s address to the UN General Assembly, as officials had said well in advance, made no reference to the Kashmir issue or tensions with Pakistan.(AP photo)
Modi’s address to the UN General Assembly, as officials had said well in advance, made no reference to the Kashmir issue or tensions with Pakistan.(AP photo)

No mention of Pak in PM’s speech, Imran Khan’s address all about Kashmir issue

By Yashwant Raj | New York
UPDATED ON SEP 28, 2019 08:17 AM IST
In contrast to Modi’s speech, Pakistan Prime Minister Imran Khan, who spoke shortly after Modi, largely focused on the Kashmir issue and repeatedly spoke about tensions between the two countries.
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You’re ill and being served in bed, which is a privilege(Shutterstock)
You’re ill and being served in bed, which is a privilege(Shutterstock)

Humour: In praise of hospitals

By Rehana Munir | Hindustan Times
UPDATED ON SEP 21, 2019 11:19 PM IST
A walk down the sanitised corridors of bland food and curious procedures
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The accused contested the plea, contending that a blockage in his heart needs to be operated on. He submitted that he was required to travel to the US for the surgery, which would be covered by his health insurance. He said, he had no one to look after him if he gets the surgery done in India.(HT image)
The accused contested the plea, contending that a blockage in his heart needs to be operated on. He submitted that he was required to travel to the US for the surgery, which would be covered by his health insurance. He said, he had no one to look after him if he gets the surgery done in India.(HT image)

Bombay high court denies US national relief in molestation of minors case

By Kanchan Chaudhari | Mumbai
UPDATED ON SEP 15, 2019 03:44 AM IST
The HC has now directed the trial court to frame charges against the accused within three weeks and complete the trial expeditiously.
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Ensure you are adequately covered in terms of health insurance.(Getty Images/iStockphoto)
Ensure you are adequately covered in terms of health insurance.(Getty Images/iStockphoto)

5 things you should know about health insurance

By HT Correspondent | Hindustan Times, Mumbai, Mumbai
UPDATED ON AUG 19, 2019 12:23 PM IST
A health insurance policy is a must considering the double digit inflation in healthcare costs.
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Punjab chief minister Captain Amarinder Singh will launch the Universal Health Insurance scheme from Mohali.(PTI File)
Punjab chief minister Captain Amarinder Singh will launch the Universal Health Insurance scheme from Mohali.(PTI File)

After hiccups, Punjab set to launch universal health insurance from Aug 20

By Ravinder Vasudeva | Hindustan Times, Chandigarh, Chandigarh
UPDATED ON AUG 15, 2019 11:50 AM IST
The previous date for the launch of the scheme was July 1 this year; this, however, was delayed due to financial constraints.
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Most people take care their OPD treatments through out-of-pocket expenditures as getting an insurance cover for OPD expenditures is a difficult task.(Diwakar Prasad/ Hindustan Times)
Most people take care their OPD treatments through out-of-pocket expenditures as getting an insurance cover for OPD expenditures is a difficult task.(Diwakar Prasad/ Hindustan Times)

Mapping OPD covers

By Revati Krishna | Hindustan Times, Mumbai, Mumbai
UPDATED ON AUG 06, 2019 11:16 AM IST
Experts say very few companies offer OPD cover and come with a lot of restrictions.
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Monsoon may bring a sense of hope, but it comes with its own set of perils.(HT Photo)
Monsoon may bring a sense of hope, but it comes with its own set of perils.(HT Photo)

Rain-check for insurance covers

By Revati Krishna | Hindustan Times, Mumbai
PUBLISHED ON JUL 15, 2019 10:34 AM IST
Monsoon may bring a sense of hope, but it comes with its own set of perils — diseases and damages — that you should be covered for. Let’s have a look at what’s on offer mostly and what you should go for.
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If you make cash transactions frequently, you may want to consider money insurance.(Representative Image)
If you make cash transactions frequently, you may want to consider money insurance.(Representative Image)

Insurance for all reasons

By Revati Krishna | Hindustan Times, Mumbai
UPDATED ON JUN 25, 2019 09:57 AM IST
The purpose of an insurance cover is to protect you financially against unforeseen events. Here’s a look at insurance covers other than health and life which can come handy.
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Till the opposition parties get their leadership, ideological messaging, and organisation in order, they will continue to struggle against the Narendra Modi-led Bharatiya Janata Party(REUTERS)
Till the opposition parties get their leadership, ideological messaging, and organisation in order, they will continue to struggle against the Narendra Modi-led Bharatiya Janata Party(REUTERS)

Why India’s opposition needs to get its act together

By Chanakya | Hindustan Times
UPDATED ON JUN 22, 2019 08:53 PM IST
One would have expected that, given the devastating rout it faced, the opposition would have, by now, gone back to the drawing board and begun an honest, introspective exercise
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Accompanying your parents on their routine health check-ups and personally asking the doctor about it helps keep a tab on their healthcare.(Representative Image/Harpreet Kaur/HT Photo)
Accompanying your parents on their routine health check-ups and personally asking the doctor about it helps keep a tab on their healthcare.(Representative Image/Harpreet Kaur/HT Photo)

Guide to zeroing in on the right health cover for elderly parents

By Mahavir Chopra
UPDATED ON MAY 21, 2019 11:17 AM IST
To ensure that there is no shortfall of resources in matters of healthcare for parents, most of us start thinking about hedging the expenses.
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Group insurance plans are insurance policies that are meant to cover a group of people with a single insurance policy.(Getty Images)
Group insurance plans are insurance policies that are meant to cover a group of people with a single insurance policy.(Getty Images)

Group insurance cover, decoded

By HT Correspondent | New Delhi
UPDATED ON APR 15, 2019 10:07 AM IST
“Group insurance policies are of two types: ones that the insurer provides to you through your employer and one that the insurer directly sells it to a group of customers, say a group of students, teachers, bank employees and likewise,” said Mahesh Balasubramanian, chief executive officer of Kotak General Insurance.
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This remains one of India’s biggest challenges in addressing mental illness: a general lack of mental health literacy. Mental illnesses – anxiety, depression, Post-traumatic Stress Disorder, Obsessive Compulsive Disorder, bipolar disorder, schizophrenia among many others – are neglected in India(Getty Images/iStockphoto)
This remains one of India’s biggest challenges in addressing mental illness: a general lack of mental health literacy. Mental illnesses – anxiety, depression, Post-traumatic Stress Disorder, Obsessive Compulsive Disorder, bipolar disorder, schizophrenia among many others – are neglected in India(Getty Images/iStockphoto)

What India must do to solve its mental health crisis

By Marika Gabriel | Hindustan Times
UPDATED ON APR 07, 2019 05:47 PM IST
There is a desperate need for mental health literacy. An ecosystem of care, empathy and inclusion requires involvement of politicians, celebrities, activists, scholars and citizens. Only then can we change the way we address mental illnesses. The conversation must start.
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The government has decided to standardize health insurance across the public and private sectors, seeking to reinforce the medicare system and ensure that claims are settled in no more than 30 days.(Getty Images)
The government has decided to standardize health insurance across the public and private sectors, seeking to reinforce the medicare system and ensure that claims are settled in no more than 30 days.(Getty Images)

Centre considers health insurance standardisation

By Rhythma Kaul | New Delhi
PUBLISHED ON APR 05, 2019 11:16 PM IST
AB-PMJAY, launched in September last year, provides an annual hospitalisation cover of Rs 5 lakh to around 100 million families in at least 16,000 empanelled hospitals.
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According to financial planners, you should save first and then invest.(PTI/Representative Image)
According to financial planners, you should save first and then invest.(PTI/Representative Image)

Don’t rush, plan in advance

By HT Correspondent | Hindustan Times, Mumbai
PUBLISHED ON APR 01, 2019 06:25 AM IST
Cash flow management is the ability to manage the money that comes into your account as income and the total outgo towards expenses and investments. Most people will know their income, but not everyone pays attention to their expenses.
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Voters and candidates will find this Lok Sabha elections different from earlier ones as the Election Commission has brought in a number of changes to the procedures of the polls.(PTI)
Voters and candidates will find this Lok Sabha elections different from earlier ones as the Election Commission has brought in a number of changes to the procedures of the polls.(PTI)

What is new this polls: Candidate photo on EVMs, VVPATs, GPS tracking and more

By HT Correspondent | Hindustan Times, New Delhi
UPDATED ON MAR 10, 2019 08:52 PM IST
Voters and candidates will find this Lok Sabha elections different from earlier ones as the Election Commission has brought in a number of changes to the procedures of the polls.
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Election Commission staff sealing the Electronic Voting Machines (EVMs). (Photo by Kalpak Pathak / Hindustan Times)(HT file photo)
Election Commission staff sealing the Electronic Voting Machines (EVMs). (Photo by Kalpak Pathak / Hindustan Times)(HT file photo)

Photo voter slip no longer stand alone ID for voting, says Election Commission

By HT Correspondent | Hindustan Times, New Delhi
PUBLISHED ON FEB 28, 2019 07:57 PM IST
Photo voter slip issued by the Election Commission will no longer be a standalone identity proof for voting in polls.
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