Home / Author / Anagh Pal

Anagh Pal

Anagh Pal

Articles by Anagh Pal

ITAT on inherited property: LTCG indexation from original owner's purchase year

The Surat bench of the Income Tax Appellate Tribunal has clarified LTCG Indexation starts from the original property owner’s purchase year rather than the year it was inherited by the heir. (Photo for representational purposes only)(Pixabay)

Published on Mar 11, 2026 08:15 am IST

Bengaluru man loses home on missing three EMIs; lessons for home loan borrowers

Bengaluru real estate: A city-based chartered accountant recently shared the story of her neighbour who allegedly lost his home after missing three EMI payments. (Picture for representational purposes only)(Gemini Generated Photo)

Published on Mar 10, 2026 12:31 pm IST

International Women’s Day 2026: What women homebuyers should know

Women's Day 2026: Women borrowers should ensure that regular savings toward these goals are prioritised before committing to a home loan EMI (ChatGPT generated image)

Updated on Mar 09, 2026 10:16 am IST

PAN may not be mandatory for property deals below ₹20 lakh

From April 1, 2026, the Draft Income Tax Rules, 2026 propose raising the PAN quoting threshold for property deals to <span class='webrupee'>₹</span>20 lakh from <span class='webrupee'>₹</span>10 lakh. The move may cover gifts and JDAs and is seen as relief for first-time buyers in tier-2 and tier-3 cities, though experts advise voluntarily quoting PAN due to potential capital gains tax implications. (Picture for representational purposes only)(Pexels )

Updated on Feb 28, 2026 12:50 pm IST

Metro, RRTS and more: 5 things homebuyers should evaluate before buying property

Prospective homebuyers should closely monitor interest rates, property valuation trends, upcoming infrastructure development, and policy changes impacting real estate. (Picture for representational purposes only)(Gemini Generated Photo )

Published on Feb 22, 2026 12:24 pm IST

Can parents, in-laws, or a spouse be your landlord under Draft Tax Rules 2026?

Income Tax Draft Rules, 2026 introduce a key compliance change by mandating disclosure of the ‘relationship with the landlord’ in Form No. 124, a move aimed at curbing tax evasion rather than prohibiting genuine rental arrangements. (Photo for representational purposes only)(Pexels)

Updated on Feb 23, 2026 08:42 am IST

Are you an NRI selling property in India? Here's how transfer date impacts tax

In most cases, when an NRI sells property in India, the date of registration of the sale deed is treated as the date of transfer for capital gains tax purposes. (Representational photo)(Pexels )

Updated on Feb 22, 2026 08:59 am IST

Higher HRA likely for Bengaluru, Hyderabad, Pune: What tenants must know

Bengaluru, Hyderabad, Pune and Ahmedabad are likely to be added to the existing metro list of Mumbai, Delhi, Kolkata and Chennai, enabling more taxpayers to claim a higher HRA deduction. (Photo for representational purposes only)(Pixabay)

Published on Feb 15, 2026 01:06 pm IST

Plan to gift a house to your wife? Know these tax rules

Gifting a house to your wife on Valentine’s Day calls for careful tax and legal planning. (Photo for representational purposes only) (ChatGPT generated image)

Updated on Feb 15, 2026 09:51 am IST

What young couples should consider before buying property

Couple reportedly skips lavish wedding, buys house instead; even marries in the new home, surrounded by loved ones.(Instagram/ iasworldofficial and Freepik)

Updated on Feb 09, 2026 09:56 am IST

RBI keeps repo rate unchanged: What buyers must know before buying a ₹1 cr home

Planning to buy a house? From a financial planning perspective, a commonly followed rule of thumb is to fund no more than 50–60% of the property value through a home loan (Photo for representational purposes only).(Pixabay)

Updated on Feb 07, 2026 08:57 am IST

Budget 2026 brings clarity on tax deductions for under-construction home loans

Budget 2026 offers clarity to under-construction homebuyers by bringing pre-construction interest within the <span class='webrupee'>₹</span>2 lakh deduction cap (Photo for representational purposes only)(Pixabay)

Updated on Feb 06, 2026 08:51 am IST

Planning to buy property from an NRI? Budget 2026 simplifies TDS compliance

Budget 2026 has proposed significant changes to simplify the purchase of property from non-resident Indians (NRIs). By eliminating the need for a separate TAN for TDS, the process now allows resident buyers to use only their PAN, reducing paperwork and compliance hurdles.. (Picture for representation purposes only)(Gemini generated photo)

Updated on Feb 02, 2026 08:22 am IST

Budget 2026 eyes dedicated REITs for CPSE asset monetisation

Budget 2026 has proposed accelerating the ‘recycling’ of real estate assets owned by central public sector enterprises (CPSEs) by creating dedicated Real Estate Investment Trusts (REITs). (Photo for representational purposes only)(Pixabay)

Published on Feb 01, 2026 04:32 pm IST

Gold, silver, or real estate: Things to keep in mind before making an investment

Choose the investment that fits your goals: gold, silver, or real estate. (Photo for representational purposes only)(ChatGPT generated image)

Updated on Jan 31, 2026 11:33 am IST

Budget 2026 expectations: Homebuyers pitch for higher interest deduction

Budget 2026: Homebuyers are seeking an increase in the existing <span class='webrupee'>₹</span>2 lakh cap on home loan interest deduction under Section 24 to at least <span class='webrupee'>₹</span>4–6 lakh, (Photo for representational purposes only)(Pixabay)

Published on Jan 29, 2026 10:28 am IST

Joint tax filing for couples? ICAI proposes reshaping home loan math in Budget

Under the proposed joint taxation system, both rental income and home loan interest deductions would be aggregated and assessed at the household level instead of being claimed separately by each spouse. (Photo for representational purposes only)(Pixabay)

Updated on Jan 27, 2026 07:35 am IST

Selling a property and buying an under construction apartment? Things to know

If you sell an apartment and plan to reinvest the proceeds in an under-construction property, any delay in project completion beyond three years could jeopardise your long-term capital gains (LTCG) exemption. ( Photo for representational purposes only) (Pixabay)

Updated on Jan 27, 2026 07:35 am IST

Budget 2026 expectations: Experts push for a housing credit passport

Published on Jan 21, 2026 09:08 am IST

ITAT Bengaluru allows builder payments, renovations as capital costs for NRIs

Income Tax Appellate Tribunal Bengaluru ruling clarifies NRI capital gains, allowing builder-related payments and renovation costs to be included in computation. (Representational Image)(Pixabay)

Updated on Jan 17, 2026 10:26 am IST

Does it make sense for home loan borrowers to prepay before March 31, 2026?

Home loan borrowers should not rush into prepaying their loans. Instead, they should carefully compare the cost of the loan with the post-tax returns (Photo for representational purposes only)(Pixabay)

Published on Jan 11, 2026 10:29 am IST

Planning to buy a house in 2026? Start fixing your credit score first

Planning to buy a home in 2026? Keep your credit score above 750 to secure the best loan rates (Photo for representational purposes only)(Pixabay)

Published on Jan 07, 2026 03:33 pm IST

Year-ender 2025: GST cuts on cement, marble and tiles reshape real estate sector

In 2025, the GST Council rolled out significant tax cuts on construction materials: cement dropped from 28% to 18%, bricks, tiles, and sand from 18% to 5%, paints and varnishes from 28% to 18%, (Photo for representational purposes only)(pexels)

Published on Dec 29, 2025 10:13 am IST

Ready-to-move-in versus under-construction apartments: What you should know

Before buying a property, homebuyers should factor in GST and TDS obligations, which vary depending on the type of property. (Photo for representational purposes only)(Unsplash)

Published on Dec 21, 2025 10:58 am IST

Year-ender 2025: Sold a property this year? Tax-saving tips you should not miss

To avail of capital gains exemption under Section 54, taxpayers must buy a new house either within one year prior to the sale or within two years after it. (Photo for representational purposes only)(Pexels)

Published on Dec 20, 2025 12:02 pm IST

Year-ender 2025: How simplified capital gains and GST reshaped the tax landscape

Simplified capital gains rules and streamlined GST brought greater clarity for homebuyers in 2025, (Representational Image)(Pexels )

Published on Dec 17, 2025 11:41 am IST

Homebuyers’ Guide: How a joint home loan can help spouses double tax savings

When spouses split the home loan interest, both owners can fully utilise the available deduction. This increases overall tax savings and reduces the effective cost of the loan (Photo for representational purposes only)(Pixabay)

Updated on Dec 14, 2025 10:08 am IST

Think you profited from your property? Why a price jump isn’t always a real gain

Real estate investment: Homebuyers suffer from a common ‘optical illusion’ in real estate: looking only at the sale price versus the purchase price and calling the difference ‘profit’ (Photo for representational purposes only)(Pixabay)

Updated on Dec 08, 2025 10:23 am IST

RBI rate cut 2025: Cheaper home loans ahead, but is it the right time to buy?

The Reserve Bank of India (RBI) on December 4 cut the repo rate by 25 bps to 5.25%. (Photo for representational purposes only) (Pixabay)

Updated on Dec 06, 2025 08:38 pm IST

Luxury villas at a fraction of the price, minus heavy capital and upkeep hassles

By investing in a fractional property, you can own a share in high-end holiday homes, share maintenance costs, and earn potential returns.. (Photo for representational purposes only)(Pexels)

Updated on Dec 01, 2025 09:16 am IST

SHARE

Copy

Whatsapp Twitter Facebook Linkedin

1
2
...

Copyright © 2026 HT Digital Streams Limited. All Rights Reserved.

Your Subscription Plan

Saved Articles

Subscribe Now!

Follow Us On