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credit report news

What Is a Good Credit Score in India and Why Does It Matter

Understanding and monitoring it can lead to better financial decisions. Regular checks through platforms like Bajaj Finance enable you to stay updated on your financial profile and maintain a healthy credit score.
Updated on Jun 29, 2026 03:24 pm IST

Why should you build an emergency fund with a fixed deposit?

The point of maintaining a contingency fund is having liquid cash whenever you require it.
Updated on Jul 15, 2020 03:29 pm IST

Applying for a personal loan? Improve your eligibility first

You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.
Updated on Jun 30, 2020 04:02 pm IST

High income means high credit score, and 6 other credit score myths, debunked

While closing your loan or credit card account will help you lead a debt-free, it may or may not boost your score.
Updated on Feb 25, 2020 05:40 pm IST

How to get a personal loan without hurting your CIBIL score

Know how to get a personal loan without hurting your CIBIL score
Updated on Feb 24, 2020 03:10 pm IST

Three loans you must avoid

Loans taken to fulfil your lifestyle needs such as paying your food bills or for buying gadgets are considered as bad loans
Updated on Jul 15, 2019 12:16 pm IST

How failure to repay loans impacts you

Most financial institutions will ask you to pay a penalty besides the interest and principal amount on the loan.
Published on May 28, 2019 10:31 am IST