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Startup Mantra: Changing credit score calculation

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it. (HT)
Published on Feb 08, 2025 09:14 AM IST
ByNamita Shibad

Latest festive season car loan interest rates of various banks: See full list

Many banks are offering flexible payback terms, affordable EMI, and 100% financing for car loans, especially with upcoming festivals like Dussehra and Diwali

The interest rate on auto loans, known as annual percentage rates, or APRs, depend on a number of factors including the borrower's income, debt, credit score, car value, loan amount, the loan length, as well as the RBI's prevailing repo rate(Bajaj Finance)
Published on Oct 10, 2024 04:59 PM IST

Home loan customers may have to wait till December for EMI cut, RBI holds rates

Borrowers on repo-linked credit including home loans will usually see repo rates changes reflected in their loans within 1-3 months of a rate change

The repo rate has remained completely unchanged so far at 6.5% since February 2023
Updated on Oct 09, 2024 11:22 AM IST

Americans face credit hit as student debt goes delinquent again

The borrowers at present are shielded from taking a hit to credit scores, because the Biden administration ordered a one-year moratorium.

The Government Accountability Office estimated in a report issued last month that about 10 million borrowers – more than one-quarter of the total – were behind on payments as of the end of January. (Photo Credits: Unsplash)
Published on Sep 09, 2024 07:17 PM IST
Bloomberg |

Ludhiana: Retired bank manager loses 10 lakh to cyber fraud

A retired manager of Punjab National Bank has fallen victim to a cyber fraud, losing ₹10 lakh from his bank account. The cybercrime police station of Khanna police lodged an FIR against the unidentified accused.

A retired manager of Punjab National Bank has fallen victim to a cyber fraud, losing <span class='webrupee'>₹</span>10 lakh from his bank account. (HT File)
Updated on Aug 09, 2024 05:36 AM IST
By, Ludhiana
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