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Credit Score News

What Is a Credit Score? How It Works and Why It Matters

Credit scores, calculated by bureaus like Experian, reflect borrowing habits and repayment history.

Published 10 days ago

Why are personal loan interest rates different across banks?

Using a personal loan eligibility calculator helps assess borrowing capacity and improve decision-making when applying for loans.

Updated 35 days ago

What Is a Good Credit Score in India and Why Does It Matter

Updated 38 days ago

RBI holds repo rate steady at 5.25%: What it means for home loan borrowers

RBI MPC: Monetary Policy Committee on April 8 kept the repo rate unchanged at 5.25%, signalling stability for current and prospective home loan borrowers. (Picture for representational purposes only)

Updated 120 days ago

Supreme Court intervention clears Uttarakhand man’s negative CIBIL score

Published 123 days ago

CIBIL score: Do missed EMIs on delayed projects affect your credit rating?

Delayed real estate projects: Any default, regardless of the reason, is recorded in the borrower’s credit history and can lead to a significant drop in the credit score. (Photo for representational purposes only)

Updated 347 days ago

Bengaluru entrepreneur helps billionaire Nithin Kamath ‘fix’ his credit score

Zerodha CEO Nithin Kamath.

Updated 413 days ago

What is an average credit score? Key tips on improving

What is a credit score about?

Published 461 days ago

Can you change interest rate on personal loan? Here are 5 factors that affect it

Factors like employment type are among those that determine the interest rate on personal loans.

Published 507 days ago

Startup Mantra: Changing credit score calculation

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it. (HT)

Published 544 days ago

Latest festive season car loan interest rates of various banks: See full list

The interest rate on auto loans, known as annual percentage rates, or APRs, depend on a number of factors including the borrower's income, debt, credit score, car value, loan amount, the loan length, as well as the RBI's prevailing repo rate

Published 665 days ago

Home loan customers may have to wait till December for EMI cut, RBI holds rates

The repo rate has remained completely unchanged so far at 6.5% since February 2023

Updated 666 days ago

Americans face credit hit as student debt goes delinquent again

The Government Accountability Office estimated in a report issued last month that about 10 million borrowers – more than one-quarter of the total – were behind on payments as of the end of January. (Photo Credits: Unsplash)

Published 695 days ago

Ludhiana: Retired bank manager loses ₹10 lakh to cyber fraud

A retired manager of Punjab National Bank has fallen victim to a cyber fraud, losing <span class='webrupee'>₹</span>10 lakh from his bank account. (HT File)

Updated 727 days ago

Explained: What is a CIBIL score? Why is it important?

By knowing your CIBIL Score, you get a better idea of your credit health.

Published 1330 days ago

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