Mint Money app launch today: Credit score checks, personal loans, credit cards and more

Mint Money, a personal finance app, offers users a digital platform to check their credit score, discover personal loan options and find suitable credit cards.

Published on: Sep 10, 2026, 11:57:08 IST

By HT News Desk

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Managing your credit and borrowing needs is about to get simpler.

Mint Money launches with free credit score checks, personal loan discovery and credit card recommendations. (App store)

Mint Money, a personal finance app, launches today at 1 pm in partnership with NPCI (National Payments Corporation of India. It offers users a single platform to check their credit score, discover personal loan options, and find credit cards suited to their financial profile.

Available exclusively for iPhone, Mint Money offers free credit-score checks and personalised insights to help users understand and improve their credit health.

Check your credit score in minutes

Users can check their credit/CIBIL score for free and get easy-to-understand insights into their credit profile. The app also provides personalised tips for users looking to improve their credit score.

Discover personal loans

Mint Money helps users discover personal loan options based on their credit profile and creditworthiness.

Users can explore loan offers with:

Loan amounts from ₹5,000 to ₹20 lakh

Tenures of 6 to 60 months

APRs ranging from 10.5% to 36%, depending on the credit profile

Interest rates starting at 11% p.a.

Processing fees of up to 1.5%-5% of the loan amount

Digital processing with no collateral

The platform says eligible users can discover loans of up to ₹5 lakh in as little as five minutes, subject to lender approval and eligibility.

Mint Money also features a personal loan interest and EMI calculator, allowing users to estimate repayment costs before applying.

Find a credit card that fits

The app also recommends credit cards based on users’ credit profiles and needs. Users can explore options with potentially higher approval chances, beginner-friendly cards and cards designed to help build or improve credit.

One platform for smarter credit decisions

From checking a CIBIL score to exploring personal loans and comparing credit cards, Mint Money aims to make everyday financial decisions simpler through one digital platform.

Mint Money launches today at 1 pm on iPhone.

Important disclosure: Mint Money is a digital platform that facilitates loans through lending partners. Its listed lending partners include Akara Capital Advisors Private Limited (Stashfin), Aditya Birla Finance Limited, Si Creva Capital Services Private Limited (Kissht), Credit Saison India Private Limited (Credit Saison), SMFG India Credit Company Limited (SMFG), and EarlySalary Services Private Limited (Fibe). Loan approval, interest rates, fees and other terms are subject to the respective lender's eligibility criteria and terms.

ABOUT THE AUTHOR
HT News Desk
Follow the latest breaking news, major developments and agenda-setting stories from India and around the world with the newsdesk at Hindustan Times. Operating round the clock, the desk brings together experienced editors, reporters and correspondents to deliver fast, accurate and contextual reporting across subjects that influence public policy, governance, business, society and international affairs. The HT News Desk covers politics, elections, government policies, the economy, business and markets, science and technology, the environment, law and order, infrastructure, education, climate issues and geopolitics, while closely tracking developments across states, institutions and global capitals. The team also leads coverage of major breaking news events, policy announcements, court proceedings, natural disasters, public emergencies and significant international developments. Reports published by the newsdesk are based on information gathered from reporters on the ground, official statements, government agencies, court records, regulatory filings, recognised institutions and other authoritative sources. Stories undergo editorial scrutiny and verification processes to ensure accuracy, fairness and relevance, and are updated as events evolve and additional information becomes available. Whether covering a key political decision in New Delhi, an economic policy shift affecting millions, a landmark court ruling or a major global event, the HT News Desk aims to provide readers with reliable, fact-based journalism that delivers not only the latest developments but also the context and analysis needed to understand their wider implications.Read More

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