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credit score news

Why are personal loan interest rates different across banks?

Using a personal loan eligibility calculator helps assess borrowing capacity and improve decision-making when applying for loans.
genesis
Updated on Jul 02, 2026 02:54 pm IST

What Is a Good Credit Score in India and Why Does It Matter

Understanding and monitoring it can lead to better financial decisions. Regular checks through platforms like Bajaj Finance enable you to stay updated on your financial profile and maintain a healthy credit score.
genesis
Updated on Jun 29, 2026 03:24 pm IST

RBI holds repo rate steady at 5.25%: What it means for home loan borrowers

RBI MPC: Monetary Policy Committee on April 8 kept the repo rate unchanged at 5.25%, signalling stability for current and prospective home loan borrowers. (Picture for representational purposes only)
real estate guide
Updated on Apr 08, 2026 05:46 pm IST

Supreme Court intervention clears Uttarakhand man’s negative CIBIL score

Rajendra Singh Panwar’s battle began with a writ petition filed five years ago before the Uttarakhand High Court, where he sought directions to correct his credit records and redress the anomalies that had crept into his CIBIL profile.
india news
Published on Apr 05, 2026 04:35 am IST

CIBIL score: Do missed EMIs on delayed projects affect your credit rating?

Delayed real estate projects: Any default, regardless of the reason, is recorded in the borrower’s credit history and can lead to a significant drop in the credit score. (Photo for representational purposes only)
real estate
Updated on Aug 24, 2025 04:27 pm IST

Bengaluru entrepreneur helps billionaire Nithin Kamath ‘fix’ his credit score

Zerodha CEO Nithin Kamath.
trending
Updated on Jun 19, 2025 10:30 am IST

What is an average credit score? Key tips on improving

What is a credit score about?
us news
Published on May 02, 2025 04:57 am IST

Can you change interest rate on personal loan? Here are 5 factors that affect it

Factors like employment type are among those that determine the interest rate on personal loans.
business
Published on Mar 16, 2025 07:20 pm IST

Startup Mantra: Changing credit score calculation

Sarika Shetty found that non-inclusion of rent as parameter for credit score calculation was unjust and set up company to correct it. (HT)
pune news
Published on Feb 08, 2025 09:14 am IST

Latest festive season car loan interest rates of various banks: See full list

The interest rate on auto loans, known as annual percentage rates, or APRs, depend on a number of factors including the borrower's income, debt, credit score, car value, loan amount, the loan length, as well as the RBI's prevailing repo rate
business
Published on Oct 10, 2024 04:59 pm IST

Home loan customers may have to wait till December for EMI cut, RBI holds rates

The repo rate has remained completely unchanged so far at 6.5% since February 2023
business
Updated on Oct 09, 2024 11:22 am IST

Americans face credit hit as student debt goes delinquent again

The Government Accountability Office estimated in a report issued last month that about 10 million borrowers – more than one-quarter of the total – were behind on payments as of the end of January. (Photo Credits: Unsplash)
news
Published on Sept 09, 2024 07:17 pm IST

Ludhiana: Retired bank manager loses ₹10 lakh to cyber fraud

A retired manager of Punjab National Bank has fallen victim to a cyber fraud, losing ₹10 lakh from his bank account. (HT File)
chandigarh news
Updated on Aug 09, 2024 05:36 am IST

Explained: What is a CIBIL score? Why is it important?

By knowing your CIBIL Score, you get a better idea of your credit health.
business
Published on Dec 15, 2022 04:17 pm IST

CRED offers to pay the entire credit card bill of one IPL fan every match

CRED
brand stories
Updated on Jan 29, 2021 05:05 pm IST

Applying for a personal loan? Improve your eligibility first

You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.
brand post
Updated on Jun 30, 2020 04:02 pm IST

How to build a credit history when you have none

There are several simple ways in which you can build up your credit history and score from taking a small loan or getting a small loan.
brand post
Updated on Mar 18, 2020 02:22 pm IST

High income means high credit score, and 6 other credit score myths, debunked

While closing your loan or credit card account will help you lead a debt-free, it may or may not boost your score.
brand post
Updated on Feb 25, 2020 05:40 pm IST

3 things you must know before using credit card

Use your credit card wisely, it can turn into a useful tool for your money management.
business
Published on Jul 22, 2019 12:18 pm IST

5 tips to increase your credit card limit

If you are prudent with finances, an enhanced credit limit gives you a greater degree of flexibility and security.
brand post
Updated on Jul 19, 2019 11:15 am IST

Three loans you must avoid

Loans taken to fulfil your lifestyle needs such as paying your food bills or for buying gadgets are considered as bad loans
business
Updated on Jul 15, 2019 12:16 pm IST

Here are 5 financial mistakes to avoid in your 20s

Career and relationship mistakes may be inevitable, but with a some research and smart decision-making, you can avoid money-related mistakes.
business
Updated on Jun 10, 2019 08:16 am IST

How failure to repay loans impacts you

Most financial institutions will ask you to pay a penalty besides the interest and principal amount on the loan.
business
Published on May 28, 2019 10:31 am IST

Planning to take a loan for used car? 3 things you must know

Proper documentation a must: When you are buying a used car, you need to first check all the documents.
business
Updated on Apr 09, 2019 12:02 pm IST

Techno-dystopias are here: China is proof

A scene from the techno-paranoiac science fiction show Black Mirror’s dystopic episode called Nosedive. It is essentially about a social credit ratings system in society, a similar practice of social credit scores is now in China.
editorials
Updated on Jul 13, 2018 08:25 pm IST

Parents’ credit score may hit education loan hopes of children

Bad credit of parents to hit loan hopes of children.
india news
Updated on Jun 30, 2018 08:43 am IST

Have a high credit score? You will now get cheaper loans

mumbai news
Updated on May 14, 2018 03:30 pm IST
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