When will you get January 2026 SSI payment with COLA increase? Details here

The SSA has confirmed that January 2026 SSI payments will be expedited to December 31, 2025, due to New Year's Day being a federal holiday

Updated on: Dec 27, 2025, 23:40:21 IST

By Shweta Kukreti

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The Social Security Administration (SSA) in the US has confirmed the changes for the payment for January 2026. SSI usually disburses payments on the first day of each month. However, if that day coincides with a weekend or a federal holiday, the payment is shifted to a different date. The SSI payment has been rearranged as January 1 is a federal holiday.

SSA confirms January 2026 SSI payment changes due to federal holiday. (Pixabay)

Who gets Social Security payments?

Around 74 million people in the US depend on Social Security benefits, while an additional seven million rely on Supplemental Security Income (SSI) to meet their monthly financial obligations.

The SSA schedules certain Social Security payments according to the birth date of the worker who earned the benefit, rather than the current recipient. The payment schedule for December 2025, organized by date of birth, is as follows:

Individuals born from 1st to the 10th: Wednesday, December 10

Individuals born from 11th to the 20th: Wednesday, December 17

Individuals born from 21st to the 31st: Wednesday, December 24

Also Read: Veterans (VA) disability benefits in January 2026: When will payments come and how much will you receive?

SSI and dual beneficiaries: January 2026 payment advanced to December 2025

SSI beneficiaries typically receive their payments on the first day of each month. In December, the payment was issued on Monday, the 1st. Due to the federal holiday (New Year's Day), the payment for January 2026 will be expedited and disbursed on Wednesday, December 31, 2025, with the new 2.8% higher COLA rate.

Beneficiaries who receive both SSI and Social Security payments received their SSI payment on December 1 and their Social Security payment on Wednesday, December 3. Furthermore, they will receive an additional deposit on December 31, which corresponds to the January SSI payment.

How much money Social Security beneficiaries will receive in 2025?

According to the latest data from the SSA:

Retirees: an average of $2,013.32 per month

Maximum Social Security benefit for 2025: $5,108

Disabled workers (SSDI): $1,588.52

Survivor benefits: $1,576.20

SSI beneficiaries: $717.90

ABOUT THE AUTHOR
Shweta Kukreti
Shweta Kukreti has over 8 years of experience in covering Indian and world politics. She joined the Hindustan Times in 2024 and is primarily assigned to the US desk. She currently works as Deputy Chief Content Producer and reports on a wide range of topics, including US politics, immigration issues (especially H-1B visa) and major global events. Shweta strongly emphasizes team operations, which encompasses monitoring news, delegating tasks, editing, developing comprehensive coverage strategies, and crafting engaging, and data-informed narratives. She received the Digi Star Award at the Hindustan Times within a year of joining for her broad coverage of US politics. In 2025, she earned both a promotion and a redesignation, a significant achievement recognising her contributions and the strong value she brings to the team. She has previously worked with the Indian Express, HTDS, ANI and Republic World. Seniors in all the media organisations recognised her work. Regarding education, she earned a BA (Hons.) in Political Science and a master's degree from Delhi University, and she pursued a PG Diploma in English Journalism from the Indian Institution of Mass Communication (IIMC). She also holds a diploma in Women's Empowerment and Development from IGNOU University and a French certification course from Alliance Française de Delhi. If not working, you can find her exploring the hills and engaging in adventurous activities in Rishikesh and Himachal Pradesh. She loves to play badminton, volleyball, and chess, and spend time with her friends and family. She also enjoys spiritual activities.Read More

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