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Home / Author / Gopal Gidwani

Gopal Gidwani

Gopal Gidwani

Articles by Gopal Gidwani

Received your Income Tax Refund? Here is how to make the most of it

As July marks peak tax season, many receive their income tax refunds. This article reveals how to turn that refund into a financial game-changer. Rather than splurging, find out how to use this influx wisely to pay off debts, bolster your emergency fund, and invest for the future.

Updated on Jul 13, 2026 07:06 IST

Should you invest in large and midcaps via single Large & Midcap MF scheme?

With the recent launch of new Large and Midcap Mutual Funds, investors are faced with a strategic choice. This article explores what these funds offer, their performance over the last decade, and provides insights on whether they are a sound investment option for long-term wealth creation.

Updated on Jul 13, 2026 07:00 IST

Government’s model for international travel: How it helps airline passengers

The Indian Government's hub-and-spoke model streamlines international travel from smaller cities by allowing passengers to check in and complete immigration at spoke airports.

Updated on Jul 8, 2026 07:08 IST

Complimentary airport lounge access: 8 credit cards that provide it

This guide reveals eight credit cards that provide complimentary lounge access, ensuring your travels are more comfortable, whether your flight is delayed or you have extra time before boarding.

Updated on Jul 8, 2026 06:57 IST

Government announces tax exemption for FII investments in G-secs: What to know

In a strategic move to attract Foreign Institutional Investors (FIIs), the Indian Government has announced tax exemptions on investments in Government securities (G-secs).

Updated on Jun 12, 2026 06:44 IST

Investing in bonds: Coupon rate vs Bond yield – What should you know?

Investing in bonds can be tricky without a grasp of key concepts. This article demystifies the difference between coupon rates and bond yields, explaining how they impact returns and investment decisions.

Updated on Jun 11, 2026 06:55 IST

Maternity coverage in health insurance: What is it and what should you look for?

Welcoming a newborn is joyful, yet the costs of childbirth can be daunting. This article demystifies maternity coverage in health insurance, detailing essential factors to consider when selecting a plan.

Updated on Jun 9, 2026 13:32 IST

How to invest in India’s top 500 companies through 3 index funds with low cost

Index funds provide index returns, diversification, and lower costs.

Updated on Jun 9, 2026 13:27 IST

Arbitrage MF schemes got ₹12,000+ crore inflows in April 2026: What are these?

In April 2026, arbitrage mutual funds saw inflows surpassing <span class='webrupee'>₹</span>12,000 crores, outperforming hybrid and equity schemes. This article delves into the mechanics of arbitrage funds, their returns, taxation, and why they are becoming a popular choice for risk-averse investors.

Updated on Jun 9, 2026 13:22 IST

Follow PM’s Nation First call – Help the nation and also improve your finances

All these measures will save foreign exchange, support the domestic industry, and make India self-reliant.

Updated on Jun 9, 2026 13:22 IST

RBI tightens rules for disabling mobile devices over loan defaults

The RBI's directions ensure the borrower has sufficient time and notice for loan repayment before the device functionalities can be restricted.

Updated on Jun 4, 2026 04:20 IST

AMFI March 2026 data: Flexi-cap funds lead equity category for 8th month

Stock market information on the floor of the New York Stock Exchange (NYSE) in New York

Updated on May 14, 2026 05:33 IST

Gilt fund reflecting low returns?Understand how rising yields impact bond prices

A graph of the Korean Stock Market Index displayed inside the Woori Bank trading room in Seoul, South Korea, on Thursday.

Updated on May 14, 2026 05:22 IST

6 ways in which a depreciating rupee affects your personal finances?

The falling rupee is increasing the cost of living for consumers

Updated on May 14, 2026 04:30 IST

Maharaja Club Points Fest: Earn up to 50% bonus points for summer travel

Bonus maharaja points can make your summer travel more rewarding

Updated on May 14, 2026 04:11 IST

Top-up vs Super Top-up: Which one should you take?

Top-up plans can strengthen your health insurance safety net

Updated on May 14, 2026 04:07 IST

Flexi-cap or multi-cap funds? How to choose the right mutual fund for your goals

Understanding flexi-cap vs multi-cap funds

Updated on May 13, 2026 17:02 IST

Here are 8 mistakes to avoid while investing in bonds

Avoid common mistakes before investing in bonds

Updated on May 13, 2026 16:50 IST

How to use your annual bonus for your financial planning?

Updated on May 4, 2026 07:53 IST

Are you broke by the month-end? Here’s how to save money every month

Many people live from paycheck to paycheck.

Updated on May 4, 2026 07:37 IST

Bank fixed deposits are offering up to 8%. Should you invest in them?

Bajaj Finance Offers Attractive Interest Rates of up to 8.85% p.a. on their Digital Fixed Deposits

Updated on Apr 21, 2026 03:49 IST

Why have gold prices corrected even with the US-Iran war going on?

During times of high inflation, when paper money loses its purchasing power, people turn to gold.

Updated on Apr 15, 2026 06:56 IST

G-secs yields cross 7%: Should you invest in fixed income?

Goldman Sachs had estimated the inclusion of India government bonds into the Bloomberg Global Bond Index could bring $10 to $20 billion of inflows into the Indian debt market.

Updated on Apr 15, 2026 06:52 IST

HDFC Bank revamps Regalia Gold Credit Card: What’s good, what’s not

HDFC Bank has announced some changes to its Regalia Gold Credit Card, one of the popular credit cards in the mid-income category.

Updated on Apr 14, 2026 06:24 IST

Multi-Cap Fund vs Multi-Asset Allocation Fund: Which one to choose and why?

Building a diversified investment portfolio is important for reducing risk and earning risk-adjusted, optimum returns.

Updated on Apr 7, 2026 03:37 IST

Would you prefer gifting mutual funds instead of regular gifts?

The initiative is expected to improve financial inclusion by attracting new investors to invest in mutual funds.

Updated on Apr 7, 2026 03:32 IST

Can your Flipkart spends sponsor your next Air India flight?

Under this partnership, a Flipkart member can transfer their Flipkart SuperCoins to the Maharaja Club in the 5:2 ratio.

Updated on Apr 6, 2026 03:16 IST

Waiting period in health insurance and its types — all you need to know

During a waiting period, an individual cannot make a claim.

Updated on Apr 6, 2026 03:12 IST

How to build a bond laddering portfolio for regular income

Bond laddering is a process of building a bond portfolio with staggered maturity dates spaced out at fixed time intervals.

Updated on Mar 24, 2026 19:04 IST

Explained: The benefits of DGCA's new flight ticket refund rules

A flight information board at the Chhatrapati Shivaji Maharaj International Airport in Mumbai.

Updated on Mar 23, 2026 04:07 IST

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