Cashless healthcare scheme re-launched
The Bhai Ghanhya Trust has re-launched its cashless-healthcare scheme for members of the co-operative societies and their families.chandigarh Updated: Nov 25, 2012 00:10 IST
The Bhai Ghanhya Trust has re-launched its cashless-healthcare scheme for members of the co-operative societies and their families.
Chief minister Parkash Singh Badal on Saturday re-launched the Bhai Ghanhya Sehat Sewa Scheme for another year with effect from November 20. A spokesperson of the CM's office said the medical insurance plan would close on November 19, 2013.
ICICI Lombard was appointed insurer by inviting tenders. Each beneficiary was issued a photo identity card carrying a unique number to be quoted for treatment in a network of hospitals approved under the scheme.
Every beneficiary is entitled to cashless treatment of up to Rs 1.5 lakh on family floater basis in any approved hospital, and on re-imbursement basis in any government hospital in Punjab and Chandigarh. Beneficiaries are required to submit the claim within 45 days of discharge from the hospital.
Indoor treatments requiring hospital stay exceeding 24 hours, including the pre-existing diseases, are covered under the scheme, subject to terms and conditions. Some outpatient department (OPD) procedures such as dialysis, chemotherapy, tonsillectomy, cataract treatment, radiotherapy, and lithotripsy etc. are also included in the plan.
On the birth of each girl child in an approved or government hospital, the mother will get an incentive of Rs 2,100 under the scheme. Newborns are covered under the scheme for up to six months without the payment of additional premium, subject to a maximum of Rs 25,000, including maternity expenses of the mother.
Inaugurating a workshop of network hospitals here, Viswajeet Khanna, financial commissioner, co-operation, and vice-chairman of the trust said nearly 85,000 beneficiaries had availed themselves of treatment worth Rs 109 crore in the previous four policy plan periods. He called upon hospitals managements to provide the beneficiaries with hassle-free cashless treatment.