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Lado Lakshmi Yojana: About 5.22 lakh Haryana women get ₹2,100 each in first go
Married and unmarried women who are 23 and above as on September 25, 2025 and whose family’s annual income is less than ₹1 lakh are eligible under the scheme.
Haryana chief minister Nayab Singh Saini on Saturday said that about 5.22 lakh women have formally become beneficiaries of monthly financial assistance of ₹2,100 under the Lado Lakshmi Yojana, a social security scheme started by the BJP government.
At a briefing on Saturday, the CM also clarified that of 5,22,162 women verified as eligible and sent congratulatory SMS messages (as of October 31 midnight), 3,46,983 had completed the Aadhaar KYC process, while 1,75,179 were pending verification. A total of 6,97,697 women including 46,168 unmarried have applied for the monthly stipend as of October 31 midnight, he said.
As per the criteria approved by the Council of Ministers on August 28, married and unmarried women who are 23 and above as on September 25, 2025 and whose family’s annual income is less than ₹1 lakh will be eligible for the financial assistance in the first phase of implementation. Also, only those women or their husbands (in the case of them being married in Haryana from another state) who are residents of Haryana, residing in the state for the last 15 years or more at the time of application are eligible for the scheme.
Huge financial implications forced govt to work out exclusion criteria
In its 2024 assembly poll manifesto, the BJP had promised to provide monthly financial assistance of ₹2,100 to every woman in the state. However, keeping in view the huge financial implication involved in dispensing the monthly financial assistance, the BJP after coming to power for a third successive term, worked out an exclusion-criteria to bring down the number of eligible beneficiaries.
The scheme, named after Bhartiya Jana Sangh co-founder, Pt Deen Dayal Upadhyaya, would have entailed an annual expenditure of about ₹23,940 crores if about 95 lakh women in the 18-100 age group were given the benefit of ₹2,100 monthly financial assistance. If the state government had decided to provide ₹2,100 every month to about 77 lakh women in the 18-60 age group considering that many would become beneficiaries of old age social security pension after 60, then the government would have burdened itself with an annual financial liability of ₹19,000 crore. It would have cost the state exchequer about ₹17,640 crore annually if only 70 lakh women who are below the poverty line (BPL) were made beneficiaries, officials said.
Saini who also holds the portfolio of finance had announced a provision of ₹5,000 crore for implementing the scheme in the 2024-25 budget estimates. Officials said in the first phase about 20 lakh women are expected to receive the benefit of the scheme.
“I am electronically transferring an amount of ₹2,100 each to 5,22,162 eligible women. Applicants in their final phase of completing their Aadhar Know Your Customer (KYC) details should complete them as soon as possible. The moment they complete the KYC formalities, ₹2,100 will automatically get transferred in their bank accounts,” the CM announced on Saturday.
Liveness detection required every month
Every beneficiary, as per a September 15 notification, will be required to undergo liveness detection every month by completing face authentication through the Lado Lakshmi App to ensure uninterrupted disbursal of financial assistance.
The citizen resources information department (CRID) shall send a text message to eligible beneficiaries every month to remind them about the liveness certificate (blink to click feature). Women beneficiaries would be required to furnish exhaustive personal and family information including details of income, bank accounts, electricity connection, ownership of vehicles, and residence certificate among others.
As per the methodology defined for implementation of the scheme, eligible women applicants will apply through a digital platform - Lado Lakshmi app -developed by Haryana State Electronics Development Corporation. The mobile app will be an end-to-end solution including modules for beneficiary identification, verification, reconciliation, grievance redressal, monitoring and evaluation of the scheme and can be used on Android as well as iPhone. Women will be able to raise their grievances directly through the Lado Lakshmi app.
Exclusion criteria for the scheme
The government came up with an exclusion criteria which restricted women availing nine social security schemes —Old Age Samman Allowance, Financial Assistance to Widows and Destitute Women, Haryana Divyang Pension, Ladli Social Security Allowance, Financial Assistance to Kashmiri Migrants Families, Allowance to Dwarfs, Financial Assistance to Women and Girls Acid Attack Victims, Financial Assistance to Widower and Unmarried Persons Scheme 2023, and Haryana Gaurav Samman Scheme for the Padma Awardees - from getting benefits of this scheme.
Once an unmarried beneficiary completes 45 years of age, she will automatically become eligible for financial assistance scheme for widows and destitute women. Similarly, upon attaining the age of 60 years, a woman beneficiary will automatically qualify for the old age samman allowance pension scheme.
However, applicants suffering from stage 3 and 4 cancer, any of the 54 listed rare diseases as well as haemophilia, thalassemia, and sickle cell disease, who are already receiving pension benefits, will be entitled to the benefits of the Lado Lakshmi Yojana.
