Health minister Nadda unveils Ayushman Bharat logo, announces anti-fraud measures
Ayushman Bharat-Pradhan Mantri Jan Arogya Yojna, known as Modicare, provides cashless health insurance cover of Rs 5 lakh per family per year for hospitalisation to 10.74 crore poor and vulnerable families who have been identified using the socio-economic caste census 2011Updated: Aug 27, 2018 21:22 IST
New Delhi, Hindustan Times
Union health minister JP Nadda on Monday said unique quick response (QR) code will be sent on September 5 to each identified family to avail of an annual cashless health insurance cover under the Ayushman Bharat-Pradhan Mantri Jan Arogya Yojna (AB-PMJAY).
“The government is in the process of identifying beneficiaries at the moment and we have covered 85% of the rural population and 60% of the urban population. It is an ongoing process so we will continue it till we have all beneficiaries covered,” said Nadda who also launched the logo of the scheme.
Ayushman Bharat-Pradhan Mantri Jan Arogya Yojna (AB-PMJAY), popularly known as Modicare, provides cashless health insurance cover of Rs 5 lakh per family per year for hospitalisation to 10.74 crore poor and vulnerable families who have been identified using the socio-economic caste census 2011. When fully operational, the scheme is expected to benefit 50 crore people.
Under the scheme which will be launched formally on September 25, the identified beneficiaries will start getting insurance cover three days before hospitalization and till 15 days after discharge from hospital.
Each empanelled hospital will have a nodal person, Pradhan Mantri Arogya Mitra, who is trained to facilitate the process.
The scheme covers 1354 packages, from more than 20 specialities.
Nadda also announced anti-fraud guidelines to prevent, detect and deter fraud at any level.
“We have ensured a strict data protection mechanism that has 94 control tools at various levels that are based on international best practices and tweaked according to India-specific regulations. The data and information is absolutely secure,” the minister said.
Twenty-nine states have signed up for the scheme, and five states—Kerala, Delhi, Punjab, Karnataka and Tamil Nadu— are likely to sign up within a week. Two states, Odisha and Telangana, are reluctant to join in. “There is no problem as such but they are still deliberating over it,” said Nadda.
Of all the states, 18 are keen on going for the trust model, seven for the insurance model and nine would like to opt for the mixed model to implement the scheme.
“Different states have different premium quotations as of now, ranging from Nagaland’s Rs 444 to Chhattisgarh’s Rs 1060 per year. Nothing is final yet,” said Indu Bhushan, CEO, Ayushman Bharat.
Nadda claimed the scheme will also help create jobs in the health and insurance sector.
“It will generate jobs for over two lakh people in the next five years in hospitals, insurance companies, call centres and research section,” Nadda said.
First Published: Aug 27, 2018 21:21 IST