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Top 10 refrigerators starting at 24,990 with no cost EMI options from Samsung, LG, and Godrej, offering smart cooling

Why pay more upfront? Check out top 10 refrigerators from leading brands starting at ₹24,990 with easy no cost EMI options. Smart cooling, zero stress.

Updated on: Jun 12, 2025, 17:01:14 IST

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Research-Backed Choices

Every product we recommend is chosen through a combination of Primary Research and Secondary Research.

Bringing home a new refrigerator doesn't have to drain your savings. With top 10 refrigerator deals starting at just 24,990 and no cost EMI plans, you can now own a quality fridge from top names like Samsung, LG, Godrej and more without feeling the pinch.

Top 10 refrigerators starting  ₹24,990 – cool deals that won’t heat up your budget.
Top 10 refrigerators starting ₹24,990 – cool deals that won’t heat up your budget.

Kanika is a senior tech writer, gadget and appliance reviewer, and tech news enthusiast with over six years of experience. She covers new tech trends, gadget reviews, AI developments and product launches, always trying to keep things easy to follow and genuinely useful. Most of her day goes into affiliate work around TVs, soundbars, home audio systems, air conditioners and air purifiers. She compares products, checks prices and looks for deals that fit how people really live and spend. As a senior content producer, Kanika works across news, reviews, explainers and buying guides, trying to keep pace with fast launches without losing sight of what readers actually need. She enjoys slow, honest testing more than hype and is happiest when a story helps someone buy one thing with confidence instead of scrolling for hours. When she is not at her desk, she is usually binge-watching a new series or planning her next trip, collecting small ideas and moments that quietly find their way back into her work.

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We’ve rounded up 10 refrigerator deals that balance everyday needs with what you can comfortably spend. No noise, no fuss. Just solid cooling, good storage, and a buying process that feels easy. If you’re replacing an old fridge or starting fresh in a new home, this list can help you decide without overthinking.

No Cost EMI offers on refrigerators:

EMI OptionsDetails
No Cost EMI (Credit Cards)Available on select Credit Cards including HDFC, ICICI, SBI, Axis, and more
HDFC Debit Card EMINo Cost EMI available for eligible HDFC Bank Debit Card holders
Amazon Pay LaterNo Cost EMI with zero interest and instant approval (subject to eligibility)
Bajaj Finserv EMI CardNo Cost EMI available on eligible products with Bajaj Finserv Insta EMI Card

If you need something simple that still gives you the flexibility to change things around, this fridge gets the job done. The 6 in 1 convertible freezer makes it easy to adjust based on what you’re storing that week.

It’s on sale right now, and if you’re thinking of buying a new fridge, this one is worth considering. The Nano Shield helps protect food, and the inverter tech keeps the cooling steady throughout the day.

Specifications

Capacity
244 Litres
Star Rating
4 Star
Cooling Type
Frost Free
Compressor
Inverter
Modes
Convertible Freezer 6 in 1
Special Features
Nano Shield Technology

Our Principles

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Every product review clearly lists the Pros and Cons, giving you a balanced view.

Brand Confidence

We focus on products from brands with a proven reputation and long-standing market trust.

Need more fridge space on busy weeks or festive days? Just switch the freezer into fridge mode with a simple setting. As one of the top 10 refrigerators with no cost EMI, this one offers flexibility without a heavy upfront cost.

The quiet inverter keeps cooling steady while the sleek display panel makes day-to-day use easy. It’s made for homes that like things simple and smart.

Specifications

Capacity
236 Litres
Star Rating
3 Star
Compressor
Digital Inverter
Cooling Type
Frost Free
Modes
Convertible Freezer to Fridge
Special Features
External Display, Easy Slide Shelf

This LG 655 litre refrigerator is made for families who need real storage space without paying everything upfront. Being part of the top 10 refrigerators with no cost EMI means it offers both size and daily ease at a manageable cost.

The layout makes it easy to place and reach what you need without crowding shelves. Its dark finish fits in quietly with most kitchens, and the smart inverter system keeps it running without sudden noise or power dips.

Specifications

Capacity
655 Litres (Ideal for large families)
Type
Side by Side, Frost Free
Compressor
Smart Inverter Compressor
Special Features
Express Freezing, Multi Air Flow Cooling, Door Alarm
Finish
Western Black with LED Touch Control

This 419 litre Samsung fridge is for homes that like flexibility in how they store food. With its 5-in-1 convertible modes, you can shift between fridge and freezer space depending on what's needed. Sitting among the top 10 refrigerators with no cost EMI plans, it suits changing needs without asking you to stretch your budget.

Wi-Fi control and AI sensing adjust settings based on your usage. The matte finish keeps it subtle in your kitchen, and the digital inverter runs without sudden noise changes.

Specifications

Capacity
419 Litres
Star Rating
3 Star
Technology
5-in-1 Convertible, Digital Inverter
Type
Frost Free, Double Door
Special Features
WiFi Enabled, AI Sensing, Twin Cooling Plus

If you need more space for family meals, weekly groceries, or leftovers from the weekend, this 596 litre fridge from Haier is up for it. The fully convertible fridge section means you can use the space the way you need with no limits and no rules.

It’s one of the top 10 fridges you can bring home with no cost EMI, which makes the deal even easier to consider. The open layout makes it easy to grab what you need without shifting things around.

Specifications

Capacity
596 Litres
Star Rating
3 Star
Compressor
Expert Inverter
Cooling Type
Frost Free
Special Features
100 percent Fridge Space Convertible, Digital Control Panel
Door Style
Side by Side

With 14 different cooling modes, this 325 litre fridge from Haier lets you adjust things based on daily use. The bottom freezer keeps everyday items within reach, and the display panel makes changes quick.

It’s listed among the top 10 refrigerators with no cost EMI, giving you a big feature list without asking for a big spend. Triple inverter tech and fan motor combo keep things steady while saving power.

Specifications

Capacity
325 Litres
Star Rating
3 Star
Cooling Type
Frost Free
Compressor
Triple Inverter with Fan Motor
Special Features
14-in-1 Convertible Modes, External Display

When you need more space for daily storage and don’t want to dig through a packed fridge, this 653 litre Samsung model makes life easier. The side by side layout along with five convertible modes lets you adjust space without overthinking it. It features in the top 10 smart refrigerators with no cost EMI so you get more room without a big upfront spend.

Its AI and Wi-Fi features manage the cooling in the background. You don’t have to change settings every time the load changes. The fridge takes care of it.

Specifications

Capacity
653 Litres
Star Rating
3 Star
Compressor
Digital Inverter
Cooling Type
Frost Free
Modes
Convertible 5 in 1
Special Features
Wi-Fi Enabled, AI Control, Twin Cooling

If you often need extra fridge space and less freezer time, this LG 380 litre model gives you that control. It’s part of the top 10 refrigerator picks with no cost EMI options, making it easier to manage big features without a big one time spend.

Express freeze helps when you load it up after shopping, and the inverter keeps things cool without loud starts or stops.

Specifications

Capacity
380 Litres
Star Rating
3 Star
Compressor
Smart Inverter
Cooling Type
Frost Free
Modes
Convertible, Express Freeze
Special Features
Smart Inverter Compressor, Multi Air Flow, Express Freeze, Auto Smart Connect

This Samsung 396 litre fridge adjusts as your storage needs change, thanks to its five-in-one convertible modes. It fits easily into daily routines without making you overthink settings.

It's part of the top 10 refrigerators with no cost EMI, giving you access to smart features that make everyday use effortless. With built-in Wi-Fi and AI technology, it automatically adjusts temperatures to keep your food fresh longer without constant monitoring.

Specifications

Capacity
396 Litres
Star Rating
3 Star
Compressor
Digital Inverter
Cooling Type
Frost Free
Modes
Convertible 5 in 1
Special Features
Wi-Fi Enabled, AI Mode, Twin Cooling

This 303-litre triple door fridge from Bosch is built for organized living. With dedicated zones for the fridge, freezer, and a middle compartment for items that need flexible cooling, it helps reduce clutter and save time. Ranked among the top 10 refrigerators with no cost EMI, it offers modern convenience without the pressure of a full upfront payment.

The convertible drawer gives extra room when needed, and the inverter helps keep things cool without constant adjustments.

Specifications

Capacity
303 Litres
Star Rating
3 Star
Cooling Type
Frost Free
Compressor
Inverter
Modes
Max Flex Convertible
Special Features
Multi-zone storage, Convertible drawer

Similar stories for you:

Best convertible refrigerators in 2025 with freezer-to-fridge switch, inverter tech, and flexible storage options

Best glass door refrigerator: Top 6 picks for cooling and elegance from Samsung, Godrej and more

Best 3 star double door refrigerators in India 2025 for energy saving, large storage and consistent cooling for families

Best bottom freezer refrigerators: Top 10 fridges for families who need easy freezer access and less frequent bending

Best 5 star refrigerators in India 2025 with smart inverter technology for low power use and reduced electricity bills

  • What does <span class='webrupee'>₹</span>65 per day EMI mean for refrigerators?

    It means you can pay for the fridge in small daily installments without extra interest.

  • Which brands offer refrigerators under this EMI option?

    Popular brands include LG, Samsung, Godrej, Haier, and Bosch.

  • Is no cost EMI available on all models listed?

    Yes, all top 10 models listed come with no cost EMI plans.

  • Do I need a credit card for no cost EMI?

    In most cases, yes, though some sellers also offer it via debit cards or Bajaj EMI cards.

  • Are these latest 2025 models or older stock?

    Most are current models with updated features like convertible modes and inverter tech.

Disclaimer: At Hindustan Times, we help you stay up-to-date with the latest trends and products. Hindustan Times has an affiliate partnership, so we may get a part of the revenue when you make a purchase. We shall not be liable for any claim under applicable laws, including but not limited to the Consumer Protection Act, 2019, with respect to the products. The products listed in this article are in no particular order of priority.

 
Stay updated with the latest Technology News, gadget launches, app updates, artificial intelligence and digital trends. Find reviews, comparisons and useful insights from the world of tech.
Stay updated with the latest Technology News, gadget launches, app updates, artificial intelligence and digital trends. Find reviews, comparisons and useful insights from the world of tech.
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