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credit history news

Is CIBIL score necessary to get a loan? Centre's big clarification

While a CIBIL score may not be mandatory for first-time borrowers, the finance ministry has still asked banks to undertake their due diligence and conduct background checks on the applicants.
Updated on Aug 25, 2025 05:59 pm IST

IBPS order sparks row: Now, you need a healthy CIBIL score to land a bank job!

For representation (PTI)
Updated on Jul 12, 2023 10:08 pm IST

Applying for a personal loan? Improve your eligibility first

You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.
Updated on Jun 30, 2020 04:02 pm IST

How to build a credit history when you have none

There are several simple ways in which you can build up your credit history and score from taking a small loan or getting a small loan.
Updated on Mar 18, 2020 02:22 pm IST

High income means high credit score, and 6 other credit score myths, debunked

While closing your loan or credit card account will help you lead a debt-free, it may or may not boost your score.
Updated on Feb 25, 2020 05:40 pm IST

How to get a personal loan without hurting your CIBIL score

Know how to get a personal loan without hurting your CIBIL score
Updated on Feb 24, 2020 03:10 pm IST

3 things you must know before using credit card

Use your credit card wisely, it can turn into a useful tool for your money management.
Published on Jul 22, 2019 12:18 pm IST

Parents’ credit score may hit education loan hopes of children

Bad credit of parents to hit loan hopes of children.
Updated on Jun 30, 2018 08:43 am IST