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Bengaluru data engineer explains how she spends ₹2 lakh every month — ₹20,000 rent, ₹30,000 EMIs
A data engineer working in Bengaluru has revealed her monthly salary and expenses in an Instagram video that is going viral online.
A data engineer working in Bengaluru has revealed her monthly salary and expenses in an Instagram video that is going viral online. The engineer, who goes by the username @thinking.mori on Instagram, said that she earns ₹3 lakh per month, out of which she spends a little more than ₹2 lakh on rent, utilities and investments.
A breakdown of expenses: Rent and EMI
The data engineer gave a clear breakdown of her expenses in the video. She said that her rent is ₹20,000 per month, and she pays a further ₹5,000 to her domestic help. This rent includes electricity, water and WiFi too, so her basic utilities are taken care of within ₹25,000 per month.
(Also read: ‘This is my whole life income’: Bengaluru couple shocks internet with staggering monthly expenditure)
A major chunk of her expenses goes towards EMIs for the apartment that she bought for her parents. The woman said that she pays ₹30,000 every month as EMIs.
“I know that a house is a liability but some things are emotional and I wanted to do this for my parents because they have done so much for me,” she explained.
Groceries, skincare and more
The Bengaluru-based data engineer said she spends ₹8,000 per month on groceries and ₹2,000 on eating out.
Self-care, skincare, gifts, vitamins, bodycare etc are miscellaneous expenses on which she spends roughly ₹5,000 per month.
Finally, there are her subscriptions — she pays ₹12,000 for a gym membership and a personal trainer, and ₹300 for Netflix and Apple TV.
Investments every month
The data engineer also spoke about how much of her ₹3 lakh salary she invests.
Her investments are fairly straightforward as every month, she puts ₹1 lakh into SIPs. “I already have a 6 month emergency fund so I don’t put any money in that at the moment. So, my investments at the moment only include SIPs, some gold when it’s looking good,” the woman added.
Altogether, she spends around ₹2,12,000 every month.
This figure of ₹2.12 lakh does not include the money she spends on travel. The Bengaluru-based woman said she spent ₹7 lakh on traveling in 2025.
“There are one time expenses as well such as a phone, or going to a wedding. Ohh yes I have to save up for my own wedding also so gotta make a fund for that as well,” she added.
(Also read: Bengaluru couple breaks down their ₹5,90,000 monthly expense: ‘That’s my yearly package’)
