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Indian couple in Germany shares their ₹3.1 lakh monthly expense list, internet says it's 'too high'

The couple captioned the video with a reminder that living in Germany is not only about travel and lifestyle but also about managing a budget wisely.

Published on: Sep 15, 2025, 16:07:48 IST
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An Indian couple living in Germany has caught the internet’s attention after sharing a detailed breakdown of their monthly expenses abroad. The couple, Payal and Gaurav, posted a video on Instagram revealing what it takes to manage their lifestyle in Germany as Indians. In the clip, they broke down their major monthly expenses, with rent emerging as the biggest outflow.

The couple's monthly spending crosses 3,000 euros, or roughly  ₹3.1 lakh. (Instagram/@payalineurope)
The couple's monthly spending crosses 3,000 euros, or roughly ₹3.1 lakh. (Instagram/@payalineurope)

According to their figures, the couple spends 1,500 euros (approximately 1,55,000) on rent alone. Electricity costs them 100 euros (around 10,360), while car insurance comes to 120 euros (nearly 12,500). They also spend around 200 euros (approximately 20,700) on petrol every month.

Further, the couple shared that groceries take up 600 euros (around 62,000) of their budget, and eating out adds another 400 euros ( 41,400). Moreover, gym expenses come to 80 euros ( 8,300) a month.

Total monthly expenses in Germany

Altogether, their monthly spending crosses 3,000 euros, or roughly 3.1 lakh. “Travel is not included in this nor the other insurances we have,” the couple clarified in their post. They also captioned the video with a reminder that living in Germany is not only about travel and lifestyle but also about managing a budget wisely.

Social media reactions

The breakdown quickly caught attention online, leaving many online users stunned by the high costs of living.

“It's a fact but not for everyone. This kind of expense and income only have few foreigners. Rest have average income 60-80k (without tax) and expenses almost 2000 to 2500 depending on your living standards,” one user commented.

“3000 euros is a very good and affordable living in Europe,” remarked another.

“When both work this works out well. But I understand the high taxes in Germany,” wrote a third user.

“Do u save any money? Cause the expenses are too high,” asked one user.

  • Bhavya Sukheja
    ABOUT THE AUTHOR
    Bhavya Sukheja

    Bhavya Sukheja is a Senior Content Producer at Hindustan Times with over 6 years of experience in digital journalism. She specialises in covering stories that reflect everyday human experiences, with a focus on viral videos, social media trends, and human-interest features that inform readers while sparking meaningful conversations. She loves chasing page views and finding stories that tug at readers’ heartstrings. Known for her strong news sense, Bhavya has a keen ability to spot emerging trends and craft angles that transform viral moments into impactful narratives. Her coverage spans pop culture, entertainment, global affairs, and the internet’s most talked-about topics, helping readers better understand the context behind what is trending online. Before joining Hindustan Times, Bhavya worked with Republic World and NDTV, where she developed her skills in real-time reporting and digital storytelling. Working in fast-paced newsrooms helped her build an editorial approach that prioritises accuracy, clarity, and audience engagement. Bhavya is driven by a curiosity about how people communicate and connect in the digital age. She is particularly interested in stories that highlight cultural shifts, shared emotions, and the evolving nature of online conversations. When she is not tracking trends or producing stories, Bhavya enjoys unplugging and spending time with her cat.Read More

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