Looking for a safe car? Here are some options under ₹10 lakh that you can consider
Cars like the Mahindra XUV 3XO and the Maruti Suzuki Dzire offer great value for money as they come wearing a 5-star safety rating badge from Bharat NCAP.
The safety rating of a vehicle has emerged as a key talking point for buyers before they finalise the model they would buy. If you too are considering buying a car priced under ₹10 lakh then this guide is perfect for you. Listed below are the safest cars in India according to the BCNAP crash test ratings under a budget of ₹10 lakh:


Mahindra XUV 3XO
Mahindra XUV 3XO scored a perfect five-star rating at the Bharat NCAP crash tests. The sub-compact SUV starts at ₹7.79 lakh (ex-showroom) and gets five stars for both adult and child occupants tests. Mahindra has added safety features such as 6 airbags, ISOFIX seat anchors, ESP and rear disc brakes as part of the standard fitment. Other features in the Level 2 ADAS suite of the car such as electronic parking brake, hill hold assist and blind-spot monitors are offered on the higher trim levels.
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Mahindra BE 6
₹ 18.9 - 26.9 Lakhs

EMI starting at just
₹24,800/month

Mahindra Thar ROXX
₹ 12.99 - 23.09 Lakhs

EMI starting at just
₹17,000/month

Tata Nexon
₹ 8 - 15.8 Lakhs

EMI starting at just
₹10,500/month

Kia Seltos
₹ 11.13 - 20.51 Lakhs

EMI starting at just
₹14,600/month

Mahindra XUV700
₹ 13.99 - 25.89 Lakhs

EMI starting at just
₹18,300/month

Toyota Fortuner
₹ 33.78 - 51.94 Lakhs

EMI starting at just
₹44,200/month
The Mahindra XUV 3XO scored 29.36 marks out of 32 in the Adult Occupant Protection (AOP) test and 43 out of 49 marks in the Child Occupant Protection (COP) test.
(Also read: Mahindra Scorpio N pick-up truck spotted in Manali)
Tata Curvv
One of the few cars in the affordable coupe-SUV segment the Tata Curvv launched at a starting price of ₹9.99 lakh (ex-showroom). Tata, also a steel manufacturer, is well known for the build quality of its cars and it did not disappoint with the Curvv. Scoring a five-star rating in the adult as well as the child occupant crash tests, ICE-version Tata Curvv gets safety features like ABD with EBD, 6 airbags and ESP as standard.
The Tata Curvv scored 29.50 out of 32 marks in Adult Occupant Protection (AOP) and 43.66 out of 49 marks for Child Occupant Protection (COP). It also achieved 22.66 points out of 24 in the dynamic tests and in the frontal offset deformable barrier test it managed 14.65 out of 16 marks.
(Also read: 2025 Tata Tigor gets a new top end variant. Here’s what the new variant has to offer)
Maruti Suzuki Dzire
Maruti Suzuki's first and only car to receive a perfect five-star safety rating is the Dzire. The Maruti Suzuki Dzire compact sedan starts at just ₹6.79 lakh (ex-showroom). The Dzire gets 6 airbags as standard fitment, ABS with EBD and ESP with hill hold assist are also part of the overall package.
The Maruti Suzuki Dzire scored five stars for adult occupants and four stars rating for child occupants. More specifically, in the Adult Occupant Protection test the Dzire got 31.24 out of 34 marks and 39.20 out of 42 marks in the Child Occupant Protection test.
(Also read: Maruti Suzuki e Vitara starts reaching dealerships ahead of nearing launch. Everything you must know)
Tata Punch EV
If you're conscious about running costs and want to make the switch to electric which being protected in a cocoon of safety you could consider the Tata Punch EV which starts at ₹9.99 lakhs (ex-showroom). The Punch EV offers a range of 265 km and 365 km on the higher variants. It gets safety features like ABS with EBD, 6 airbags and ISOFIX seat mounts as standard.
The compact SUV got 31.46 out of 32 marks for Adult Occupant Protection (AOP) and 45 out of 49 marks in the Child Occupant Protection (COP) category. In the frontal offset deformable barrier test, the Punch EV scored 14.26 out of 16 marks.
(Also read: Tata Motors inaugurates first vehicle scrapping facility in North-East in Guwahati)
Tata Nexon
The Tata Nexon, priced starting at ₹7.99 lakhs gets a futuristic design. It also scored a full 5 stars in both adult and child occupancy crash tests. Tata has provided the compact SUV with safety features which help it compete with its rivals. The Nexon gets electronic brake pre-fill, 6 airbags, ABS with EBD, ESP, hill-hold, immobiliser and other safety features as standard.
(Also read: Tata Motors reports 7 per cent drop in January 2025 with 80,304 total units sold)
The compact SUV got 29.41 out of 32 marks in Adult Occupant Protection (AOP) and 43.83 out of 49 in the Child Occupant Protection (COP) categories.
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