Cook, senior citizen from Mumbai fall prey to calls from their ‘bank’, lose ₹70,000 | mumbai news | Hindustan Times
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Cook, senior citizen from Mumbai fall prey to calls from their ‘bank’, lose ₹70,000

A 28-year-old cook from a hotel in Andheri (East) fell prey to a vishing call from a man posing as a bank official.

mumbai Updated: Dec 11, 2017 01:02 IST
Jayprakash S Naidu

A 28-year-old cook from a hotel in Andheri (East) fell prey to a vishing call from a man posing as a bank official. The cook was cheated of Rs 50,000 by after he shared his credit card details with the caller.

Vishing is a type of cybercrime wherein a caller posed as a bank officials to get bank and card details

The man registered a complaint with the MIDC police station on December 7, following which a first information report (FIR) was registered.

The incident took place at noon on November 30.

The complainant told the police, “The caller said he was from my credit card company. He asked me if I have any issues using reward points. I said yes. He asked me for my credit card number.”

The caller said that he could also increase the credit limit for shopping from Rs50,000 to Rs68,000 and the withdrawal limit from Rs 9,000 to Rs 20,000. “I knew something was wrong so I asked him instead to give me my number as he was from my bank,” he said.

“The man, however, gave me last four-digit of my card . He also gave me my full name and my address. This led me to believe he was calling from my bank. I then shared the details but within two minutes I received three messages and Rs50,000 were withdrawn from my account,” he added.

In another case of vishing, a 64-year-old senior citizen from Borivli (East) was recently duped of Rs 20,000 by a woman who posed as a bank official and tricked him into giving his card details on the pretext of giving him reward points.

After the senior citizen registered a complaint on December 5, the MIDC police filed a first information report (FIR).

He told the police that he had received a phone call from a woman at 12.45 pm on October 5.

She told him that she was calling from a credit card company.

The complainant said, “She said I had some reward points on my card, and to redeem them, she would require information about my card. She asked about the one time password (OTP) I received on my phone. I told her that I was busy with work, but she did not listen to me. She said I would have to speak to her supervisor, who then came on the line,”

After the man shared the OTP, he received a message, saying Rs20,000 had been withdrawn from his card.

“I confronted her that 20,000 had been deducted form his account. She replied that reward points have been added to my account before disconnecting that call. When I tried the number again, it was switched off,” read the complaint.

The FIR was registered under Sections 419 and 420 ( impersonation) of the Indian Penal Code and Section 66 C and 66 D of the IT Act.

The newly-formed cyber cell team at MIDC police station will investigate the case.

2017