Techie breaks down her ₹89,500 monthly expenses in Gurgaon, says ‘the total shocked me’
The techie gave a detailed breakdown of how much she spends on different things, including rent, electricity, eating out, and EMIs.
A software developer based in Gurugram has shared a detailed audit of her monthly expenses, totalling nearly ₹90,000. In a video titled "How much I spend living in Gurugram," she walks her followers through her bills, including ₹16,000 for rent and electricity and ₹3,000 for groceries. The largest portion of her paycheck, however, is reserved for financial obligations and investments, totalling ₹60,000.

The video begins with the software engineer and digital creator, Nikkita Yadav, in front of the camera, with a text overlay that reads: “How much I spend as a software developer living in Gurugram.” What follows is a line-by-line audit of her expenses in India’s Millennium City.
Also Read: Employee earning ₹1.4 lakh surprised by Delhi’s cost of living: ‘I save 70-75k’
As the video unfolds, Yadav itemises her living costs, including ₹16,000 for rent and electricity, ₹3,000 for groceries, and ₹1,500 for transport. She also allocates ₹5,000 for skincare and shopping, and ₹4,000 for entertainment, including movies and dining out.
However, the most striking part of her financial breakdown is her commitment to future security. Her largest monthly expense is ₹60,000, dedicated to EMIs and SIPs. This significant investment brings her total monthly expenditure to ₹89,500, offering a look at the lifestyle of a modern tech professional.
How did social media react?
An individual asked, “Travel expenses itna kam kese?? (How are your travel expenses so low??) I mean, practically only Uber and Ola are the options, then how??” Yadav responded, “I have office cab so I mostly travel with that for my office and I have to go only 10 day office in a month so bahar outing me hi lagata hai bus.”
Another added, “This is a huge amount.” A third posted, “Konsi company he aur working experience kitne years ka he (Which company? What is your work experience?).” Yadav replied, “2.9 years.” A fourth wrote, “Good to see you progress, may I know your CTC and experience?” Yadav expressed that though she cannot publicly disclose her exact salary, it is over ₹15 LPA.
At the time of writing this report, Yadav had over 1,500 followers on Instagram with more than 450 posts.
(Disclaimer: This report is based on user-generated content from social media. HT.com has not independently verified the claims and does not endorse them.)
ABOUT THE AUTHORTrisha SenguptaTrisha Sengupta is a Chief Content Producer at Hindustan Times with over six years of digital newsroom experience. Specialising in high-engagement storytelling, she blends viral trends with traditional journalism to cover the intersection of technology, finance, and human emotion. Her reporting spans real estate and personal finance struggles in hubs like Bengaluru and Gurgaon, the NRI experience, and corporate shifts like tech layoffs. Trisha also frequently tracks global figures and writes human interest stories. Offline, Trisha is an avid reader, history enthusiast and solo traveler. She balances her journalism career with family life while actively integrating AI tools into her modern storytelling approach.Read More

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