Sign in

Checkmate, fraudsters: Real-time bank-police grid yields 47% cyber recovery in 6 months

The state has strengthened its cyber response framework by linking a high-capacity call centre to a real-time banking intervention system, the Cyber Fraud Mitigation Centre (CFMC). The mechanism aims to stop the flow of stolen money during the crucial early window after a victim reports a fraud.

Published on: Mar 20, 2026, 04:36:01 IST
By , LUCKNOW
Share
Share via
  • facebook
  • twitter
  • linkedin
  • whatsapp
Copy link
  • copy link

Even as cyber fraud cases continue to rise, Uttar Pradesh has reported a 47.17% recovery rate over the past six months, with authorities planning to scale the 1930 helpline network to an 80-seat capacity to checkmate fraudsters by blocking stolen funds within minutes of a complaint.

50-seat 24x7 helpline, new Lucknow call centre and multi-bank Cyber Fraud Mitigation Centre (CFMC) combine to block siphoned funds in minutes to arrest the flow of stolen money (Sourced)
50-seat 24x7 helpline, new Lucknow call centre and multi-bank Cyber Fraud Mitigation Centre (CFMC) combine to block siphoned funds in minutes to arrest the flow of stolen money (Sourced)

The state has strengthened its cyber response framework by linking a high-capacity call centre to a real-time banking intervention system, the Cyber Fraud Mitigation Centre (CFMC). The mechanism aims to stop the flow of stolen money during the crucial early window after a victim reports a fraud.

Data underscores both the scale of the problem and the gains from the upgraded system. Between September 2025 and March 2026, cyber fraud worth 24.12 crore was reported in the state. Of this, 11.38 crore has been recovered, translating to a recovery rate of 47.17%. January 2026 recorded the highest reported fraud at 12.66 crore, accounting for more than half the total losses during the period. Recovery rates improved from 24.56% in September 2025 to 88.65% in March 2026.

The initiative builds on the Union home ministry’s Indian Cyber Crime Coordination Centre (I4C) set up in 2018 and the National Cyber Crime Reporting portal launched in 2019. The financial cyber fraud helpline, introduced as 155260 in 2020 and upgraded to 1930 in 2021, enables victims to report cases immediately.

In Uttar Pradesh, the 1930 helpline began with 14 seats at the UP 112 headquarters in 2021 and six more were added in 2023. With complaints climbing, a 30-seat dedicated call centre was commissioned on July 31, 2025, at Kalli Paschim in Lucknow, taking total operational capacity to 50 seats functioning round the clock. Authorities plan to add another 30 seats, scaling the system to 80 seats. Officials said lakhs of calls are received every month, reflecting rising awareness and an increase in cyber fraud incidents.

Binod Kumar Singh, director general (cyber crime), said the integration of 1930 with the cyber fraud mitigation centre marks a shift from post-incident investigation to real-time disruption. “Uttar Pradesh has moved decisively from a reactive model to a real-time intervention framework. With expanded capacity and deeper banking integration, we are responding faster and more effectively to evolving cyber threats,” he said.

“Under the new system, once a complaint is registered on 1930, the information is instantly relayed to the CFMC, where police personnel and bank officials work side by side. This enables immediate verification and action, including freezing or placing a lien on suspect accounts, often within the critical golden hour after a fraud is reported,” he explained.

According to the Uttar Pradesh Police, 325.25 crore had been frozen or put under lien till the end of 2025 through the National Cyber Crime Reporting Portal and helpline number 1930.

Officials attribute the trend to faster response times, improved coordination and the operationalisation of the cyber fraud mitigation centre. First established nationally in 2024 and replicated in Uttar Pradesh in 2025, the centre has become central to the state’s strategy. At the Lucknow facility, representatives from 15 major public and private sector banks sit alongside police teams to enable immediate action in high-value cases.

  • Rohit Kumar Singh
    ABOUT THE AUTHOR
    Rohit Kumar Singh

    Rohit Kumar Singh is a senior journalist based in Lucknow and currently serves as Special Correspondent and City Chief with Hindustan Times. With over 25 years of experience in journalism, he specialises in investigative reporting, with a strong focus on crime, policing, internal security, terrorism, governance and public policy in Uttar Pradesh. He began his journalism career in 2000 and joined Hindustan Times in June 2008 after working with The Daily Pioneer and Sahara Samay. Over the years, he has produced numerous high-impact investigative and exclusive reports on organised crime, terrorism, law enforcement, politics, governance and public administration. Rohit has extensively covered major criminal investigations, terror incidents, elections, police reforms, anti-terror operations, corruption, communal violence and other sensitive security issues. His reporting is recognised for its accuracy, depth, strong sourcing and analytical approach, making him one of the most respected journalists covering the police and internal security beat in Uttar Pradesh. Throughout his career, he has consistently delivered stories that have shaped public discourse, exposed systemic lapses and promoted accountability in governance and law enforcement. He continues to focus on public-interest journalism, combining investigative reporting with in-depth analysis of issues that impact governance and public safety.Read More