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Mumbai's BMC to implement OC amnesty scheme for housing societies; 5 things to know

Mumbai real estate: The BMC House has approved an amnesty policy to help eligible housing societies obtain OCs, potentially benefiting around 12 lakh homeowners

Updated on: Aug 21, 2026, 09:10:57 IST
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Does your Mumbai flat not have an Occupation Certificate (OC)? Here’s what homeowners should know

Mumbai real estate update: The BMC House has approved an amnesty policy to help eligible housing societies obtain OCs, potentially benefiting around 12 lakh homeowners across nearly 25,000 residential buildings without OCs. (Picture for representational purposes only) (PTI)
Mumbai real estate update: The BMC House has approved an amnesty policy to help eligible housing societies obtain OCs, potentially benefiting around 12 lakh homeowners across nearly 25,000 residential buildings without OCs. (Picture for representational purposes only) (PTI)

The Mumbai civic body, Brihanmumbai Municipal Corporation (BMC), is set to implement an amnesty scheme to help eligible housing societies obtain long-pending Occupation Certificates (OCs). The scheme received final approval from the BMC House on August 18, and civic officials are expected to begin its implementation in the coming days.

What is BMC’s amnesty scheme for OCs?

The proposed amnesty scheme aims to provide relief to thousands of housing societies in Mumbai that lack a valid Occupation Certificate (OC). Under the BMC proposal, eligible housing societies can obtain an OC by paying prescribed charges, with the amount determined by factors such as the building's type and size and the nature and extent of approvals or violations.

The scheme is expected to benefit thousands of housing societies across Mumbai. Currently, around 12 lakh homeowners living in nearly 25,000 residential buildings in the city lack an OC.

Here are five things homeowners living in housing societies without an OC should know:

1) Cut off date

The first important condition is the cut-off date. The proposed scheme will apply only to buildings occupied before November 17, 2016. Housing societies will have to provide documents such as property tax receipts or electricity bills to establish that the building was occupied before the cut-off date.

2) The building must have an IOD and CC

Under the proposed amnesty scheme, only buildings with a valid Intimation of Disapproval (IOD) and a Commencement Certificate (CC) will be eligible to apply.

3) Apartments above 861 sq ft are not eligible for an OC

The approved proposal limits the size of residential units eligible for the scheme. Residential units with an area of more than 80 sq metres (around 861 sq ft) will not be eligible for benefits under the proposed amnesty scheme. The BMC has proposed that an OC may be granted either for the entire building or in part, subject to the eligibility conditions.

Also Read: BMC’s Occupation Certificate amnesty scheme proposal and six key conditions Mumbai housing societies must meet

4) Can non-residential buildings apply for an OC?

Under the BMC’s draft amnesty scheme, predominantly residential buildings will be eligible to apply for an Occupation Certificate (OC). The proposal also covers hospitals and schools.

Commercial units within predominantly residential buildings may also be granted an OC, but such units will not be eligible for financial benefits under the scheme. To qualify, a building must have more than 50% of its units designated for residential use.

5) NOC from the developer

According to the BMC, a No Objection Certificate (NOC) from the original construction applicant or the holder of development rights will be required. This could include the property owner or developer. If the NOC is not submitted, the BMC may issue a notice to the developer, owner or original applicant.

Also Read: Delhi Master Plan 2047: 40 lakh homes planned, focus on affordable housing and vertical growth

The civic body has clarified that the proposed amnesty scheme is only for obtaining an Occupation Certificate (OC) and cannot be used to regularise illegal construction or other violations in a housing society.

  • Mehul R Thakkar
    ABOUT THE AUTHOR
    Mehul R Thakkar

    Mehul R Thakkar is a Mumbai-based journalist who closely tracks the city’s ever-evolving real estate landscape. He believes that Mumbai presents a unique reality that, while Mumbaikars deeply aspire to own a home in the city of dreams, many spend little actual time living in it due to long commutes and demanding work lives. With over 11 years of experience in journalism, I have reported across a wide spectrum of beats, including real estate, housing, infrastructure, aviation, and education. I have also extensively covered the workings of India’s wealthiest civic body, the Brihanmumbai Municipal Corporation (BMC), providing insight into the policy, governance, and urban planning decisions that directly influence Mumbai’s growth. Before joining Hindustan Times, I worked in fast-paced digital and print newsrooms, including Moneycontrol.com and Deccan Chronicle, as well as national dailies such as The Asian Age and DNA. Outside the newsroom, I am an avid weather tracker, a fan of spy thrillers in both books and films, and a keen follower of international affairs.Read More