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Woman cuts down on dining and shopping to save ₹7.2 lakh, then quits her corporate job
The woman shared a step-by-step breakdown of how she saved ₹7.2 lakh in 18 months.
A woman's detailed breakdown of her "corporate exit budget" on Instagram has gone viral for its practical approach to achieving financial freedom. By keeping every rupee accounted for over a year and a half, she systematically downsized her lifestyle while maintaining non-negotiable health and personal boundaries. She shared that with her structured savings strategy, she saved nearly ₹7.2 lakhs in 18 months.
“ ₹40K/month. 18 months. ₹7.2 lakhs redirected into my freedom. That’s all it took,” wrote Instagram user Ria and shared a series of visuals. A text insert on the first one reads, “The exact budget I lived on for 18 months to fund my corporate exit.”
Also Read: Bengaluru woman opens up about unexpected challenges after quitting corporate job of 11 years
In the second visual, she listed the things she gave up to save ₹40,000 each month. “WHAT I CUT (while still employed): Eating out: - ₹20K/month. Subscriptions:- ₹5K/month. Shopping: -10K/month. Coffee runs: - ₹3K/month. Weekend trips: - ₹2K/month. Total cut: ₹40K/month.”
However, some things remained non-negotiable. They included her health (home workouts and quality food), her time with her partner, and her sleep.
“40K/month x 18 months = 7.2 lakhs Not a trust fund. Not inheritance. Just ruthless prioritisation. Month 18: Beat ₹160K salary. Quit. Month 29:4 income streams,” Ria recalled.
She continued, “I wasn't miserable. I wasn't extreme. I just decided my exit was worth more than temporary comfort. 18 months of discipline bought me a lifetime of freedom.”
In a conversation with hindustantimes.com, Ria said, “I just want to emphasise that the ₹7.2 lakh was a safety net in case my monthly earnings dipped. I knew I would be making more than ₹160,000 every month before deciding to quit.”
However, the corporate professional urged others not to rush into leaving their jobs without financial security. “The reason why I stress on this is I get DMs telling me they have already quit and want to start building now. That is absolutely not what I’m suggesting or promoting.”
“Building the business must happen while they are still employed mainly to take care of their expenses and only when they see consistent earnings month after month can they start thinking of their corporate exit.”
How did social media react?
An individual asked, “Some real advice. Love your honesty. Would love to know which side hustle you tried,” Ria replied, “1. coaching and consultation.” 2. Affiliate commissions. 3. Brand deals. 4. Physical product- investor in plywood manufacturing. I’m also venturing into Airbnbs as my 5th.”
Also Read: ‘Don’t quit job in frustration,’ advises entrepreneur who resigned from Google
Another commented, “Something that will always keep on inspiring me.” A third expressed, “You quit with 7.2lacs?” Ria responded, “Yes and no. If you mean I relied on 7.2L to survive, then no. I saw consistent months of income that surpassed my salary, and I knew I could continue making the same numbers or more in the upcoming months. The 7.2 was security against ‘in case the income dipped a month’.”
A fourth wrote, “Really solid insight, this is exactly the kind of content I focus on as well.”
