HDFC Bank Q3 results today: Here's what to expect

HDFC Bank Q3 2025 results today: HDFC Bank will announce its earnings for the third quarter of the financial year 2024-25 on Wednesday, January 22, 2025

Published on: Jan 22, 2025, 12:03:54 IST

By HT News Desk

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HDFC Bank Q3 2025 results today: HDFC Bank will announce its earnings for the third quarter of the financial year 2024-25 on Wednesday, January 22.

HDFC Bank Q3 2025 results today: Pedestrian walk past an HDFC Bank Ltd. branch in Mumbai, India, (Bloomberg)

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The bank, which happens to be India's largest private sector lender, is expected to report muted net profit growth, India Today reported, citing analysts and brokerages.

Brokerage Motilal Oswal Financial Services (MOFSL) projects its net profit to reach ₹16,644 crore, which is a 1.7% year-on-year growth, while Axis Securities projects a 2.2% year-on-year net profit growth at around ₹16,737 crore, according to the report.

This is because despite deposit growth being encouraging, lending hasn't kept pace with market trends, as pointed out by brokerage Sharekhan.

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Motilal Oswal also expects a 6.5% increase in net interest income (NII) to ₹30,335 crore, along with well-managed cost ratios and largely steady margins.

However, Nuvama research expects a marginal decline in net interest margins to 3.43% from last quarter's 3.46%.

The bank's provision for bad loans might also rise to ₹3,203 crore, which is still significantly lower than last year's figure of ₹4,217 crore, according to the report.

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How did HDFC Bank shares perform?

At 11:40am, HDFC Bank Ltd shares were trading at ₹1,640.20 on the Bombay Stock Exchange (BSE), which is a very small drop of 0.09% or ₹1.55.

During the previous trading session, its shares had also dropped marginally by 0.33%, reaching ₹1,645.75 . However, the prices have dropped 8.62% over the last month.

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HT News Desk
Follow the latest breaking news, major developments and agenda-setting stories from India and around the world with the newsdesk at Hindustan Times. Operating round the clock, the desk brings together experienced editors, reporters and correspondents to deliver fast, accurate and contextual reporting across subjects that influence public policy, governance, business, society and international affairs. The HT News Desk covers politics, elections, government policies, the economy, business and markets, science and technology, the environment, law and order, infrastructure, education, climate issues and geopolitics, while closely tracking developments across states, institutions and global capitals. The team also leads coverage of major breaking news events, policy announcements, court proceedings, natural disasters, public emergencies and significant international developments. Reports published by the newsdesk are based on information gathered from reporters on the ground, official statements, government agencies, court records, regulatory filings, recognised institutions and other authoritative sources. Stories undergo editorial scrutiny and verification processes to ensure accuracy, fairness and relevance, and are updated as events evolve and additional information becomes available. Whether covering a key political decision in New Delhi, an economic policy shift affecting millions, a landmark court ruling or a major global event, the HT News Desk aims to provide readers with reliable, fact-based journalism that delivers not only the latest developments but also the context and analysis needed to understand their wider implications.Read More

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