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Planning to buy a Honda Shine 125? How much EMI to pay every month?

The Honda Shine 125 is available in drum and disc variants, priced between 81,502 and 85,862 (ex-showroom).

Published on: Apr 11, 2026 6:06 AM IST
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The Indian two-wheeler market is dominated by commuter motorcycles. Gone are the days when the 100-110 cc motorcycles used to be the driving force of the market. The 125 cc models have taken that place. Honda Shine 125 is one of the most in-demand and bestselling products in that segment. This motorcycle is known for its refined engine, comfortable ride, and reliability. Available in two variant options: drum and disc, the Honda Shine 125 is priced between 81,502 and 85,862 (ex-showroom). Also, there is a limited edition introduced to the lineup recently.

The Honda Shine 125 is available in drum and disc variants, priced between  ₹81,502 and  ₹85,862 (ex-showroom).
The Honda Shine 125 is available in drum and disc variants, priced between ₹81,502 and ₹85,862 (ex-showroom).

Powering the Honda Shine 125 is a 123.94 cc single-cylinder, air-cooled engine mated to a five-speed gearbox. This engine is capable of churning out 10.6 bhp peak power at 7,500 rpm and 11 Nm of torque at 6,000 rpm.

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If you have been planning to buy the Honda Shine 125 and are wondering about the monthly EMI you need to pay every month, here is a quick and comprehensive calculation.

Honda Shine 125: How much monthly EMI to pay?

For this monthly EMI calculation, we have considered the top trim of the motorcycle, which is the disc variant. The loan is considered as 100% of the ex-showroom price, which is 85,862 (ex-showroom). The rate of interest considered is 9.5%, while repayment tenures considered are 12 months and 24 months.

Honda Shine 125: Monthly EMI calculation
Model & variantPrice (ex-showroom)Loan (100% ex-showroom price)Interest rateRepayment tenureMonthly EMITotal interest
Honda Shine 125 disc 85,862 85,8629.5%12 months 7,548 4,717
24 months 3,962 9,219

According to the calculation, the Honda Shine 125 commands a monthly EMI of 7,548 for a 12-month repayment tenure, which comes down to 3,962 in the case of a 24-month repayment tenure. However, one must remember that the EMi amount may vary depending on multiple factors like the amount of down payment, loan taken, rate of interest, repayment tenure selected, etc.

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