Top 10 camera phones under ₹20,000
If you are looking for a smartphone with a world-class camera under a budget of Rs. 20000, then you are at the right place.
Smartphone cameras have come a long way and can perform a number of functions. Cameras a major part of a smartphone and every buyer considers the camera performance before purchasing a new smartphone. In the times of social media and digital presence, smartphones with good cameras can allow you to take good photos without compromising on the details.

Smartphones with good cameras can be expensive but not all of them. You can buy a smartphone with good camera performance even in a budget. Some budget smartphones have promising cameras that are good for taking photos, videos and even video calls. We have listed the top 10 camera phones that you can buy under ₹20,000.
Camera phones under 20000
1. Redmi Note 10 Pro
Redmi Note 10 Pro is an amazing camera phone under ₹20000 that has spectacular features. From a crisp camera quality to a long lasting battery, this phone is updated with all the latest features. Read more here.
Specifications:
- OS: Android
- Battery:5020 mAh with 33W charger included.
- Processor: Qualcomm Snapdragon 732G with Kryo 470 Octa-core; 8nm process; Up to 2.3GHz clock speed
- Memory, Storage & SIM: 6GB RAM | 128GB UFS 2.2 storage expandable up to 512GB with dedicated SD card slot | Dual SIM (nano+nano) dual-standby (4G+4G)
- Camera features:64MP, Quad Rear Camera (64 MP + 8 MP + 5 MP + 2 MP ) | 16 MP Front Camera
| Pros | Cons |
| Amazing camera quality | Overheating issue |
| Crisp display | Speakers are not as loud as expected |
| Long-lasting battery | Big camera bump at the back |
| Slim built |
2. OnePlus Nord CE 2 Lite 5G
Oneplus has recently launched their camera phones under 20000, which have taken the market by storm. It boasts of a 5000 mAh battery life and has a 6 MP rear camera. One of the best buys!
Specifications:
- Operating System: Oxygen OS based on Android 12
- Processor: Qualcomm Snapdragon 695 5G
- Battery & Charging: 5000 mAh with 33W SuperVOOC
- Camera: 64MP Main Camera with EIS; 2MP Depth Lens and 2MP Macro Lens; Front (Selfie) Camera: 16MP Sony IMX471
- RAM: 6 GB
- Memory Storage Capacity: 128 GB
| Pros | Cons |
| Great battery life. | A bit bulky to carry. |
| Good screen size. | Oxygen OS has bugs. |
| Amazing camera quality. | No audio jack. |
| Future proof with 5G connectivity. |
3. Samsung Galaxy M32
Samsung M32 belongs to the Galaxy M series of Samsung, a famous brand for camera phones under ₹20000. It is worth a buy as it has a super AMOLED display, with a Quad camera setup. It also has a 6000 mAh battery.
Specifications:
- OS: Android v11.0
- Display: (6.4-inch) Super AMOLED - Infinity U-cut display, FHD+ resolution with 90Hz refresh rate, 800 Nits High Brightness Mode, protected by Gorilla Glass 5
- Camera: 64MP+8MP+2MP+2MP Quad camera setup-64MP (F 1.8) main camera + 8MP (F2.2) Ultra wide camera+ 2MP (F2.4) depth camera + 2MP (2.4) Macro Camera| 20MP (F2.2) front camera
- Battery: 6000 mAh Battery
- Memory, Storage & SIM: 6GB RAM | 128GB internal memory expandable up to 1TB| SIM 1 + SIM 2 + MicroSD
- Processor: One UI 3.1 operating system with MediaTek | Helio G80 Octa-Core Processor 2GHz,1.8GHz
| Pros | Cons |
| Great display with a good refresh rate. | Low-end processor. |
| Long-lasting battery. | The drop notch display is outdated. |
| Amazing camera. | |
| Compact size. |
4. Oppo A78 5G
The Oppo A78 5G comes with a 50MP AI camera. It is capable of taking good shots in the day light and indoor lighting conditions. The phone has 5000mAh battery that allows the users to take multiple photos and videos from the camera. It has a stylish design adn gives a premium feel even after being a budget smartphone.
Specifications:
- OS: Color OS 13
- Camera: 50MP + 2MP | 8MP Selfie Camera
- Display: 6.56-inch, 90Hz.
- Memory & SIM: 8 GB RAM, 128 GB ROM, 5G
- Battery: 5000mAh with 33W Super VOOC charger.
- Processor: MediaTek Dimensity 700
| Pros | Cons |
| Good display quality. | Other cameras can perform better |
| Lightweight and convenient | Bloatware |
| Good camera performance | |
| Fast charging is super fast. |
5. Redmi Note 11S
Redmi is a very trusted brand and the Redmi Note 11S is a good option for people who rely on their camera heavily. It comes with a 108MP AI quad-camera setup. You can take stunning photos with this phone. The AMOLED display brings out the colours in the final images.
Specifications:
- OS: MIUI 13
- Display: 6.43 Inch FHD+ AMOLED display
- Battery: 5000 mAh
- Camera: 108MP Quad Camera ( 108+8+2+2) | 16MP Front Camera.
- Memory, Storage & SIM: 6GB RAM | 64GB internal memory expandable up to 512GB
- Processor: MediaTek Helio G96
| Pros | Cons |
| Good camera | Bloatware |
| Sharp display | MIUI 13 |
| Lightweight & handy phone. |
6. Realme Narzo 50 5G
Realme Narzo 50 5G is a phone that comes with Android 12 and has super storage and RAM that will keep your phone’s speed running and intact even if you have many apps installed on it. It has a quick-charging battery and a smooth processor. Read more about its specifications here-
Specifications:
- OS: Android 12
- Memory:6 GB RAM | 128 GB ROM | Expandable Upto 256 GB
- Display: 16.7 cm (6.6 inch) FHD+ Display
- Battery: 5000 mAh Battery with 33W fast charging
- Camera: 48MP + 2MP | 8MP Front Camera
- Processor: Mediatek Dimensity 810 5G powerful Gaming Processor
| Good camera. | The display can be improved |
| Fast charging and long-lasting battery. | Heating issues. |
| Dual stereo speakers. | |
| Smooth processor. |
7. Nokia G21 Android Smartphone
Nokia makes us nostalgic because we all had its products once in our lives. Nokia smartphones now boast of topquality features such as triple AI rear camera and a 3 day battery life. It surely has one of the best camera phones under 20000. Read more about the specifications here-
Specifications:
- OS: Android 11
- Camera: 50MP triple AI rear camera with powerful AI imaging modes and OZO spatial Audio
- Battery: Up to 3-days battery life with a 5050 mAh battery
- Memory: 6GB RAM & 128GB internal storage, expandable up to 512GB
- Display: 6.5” (16.51 cm) display with 90Hz refresh rate
- Processor: Unisoc T606 processor
| Pros | Cons |
| Good screen touch response. | UI issues. |
| Loud and clear sound. | Too many pre-installed apps. |
| Speedy phone functionality. | |
| Long-lasting battery. |
8. Lava Agni 5G
Lava has come up with a good camera phone under 20000. Lava is an Indian brand that has features such as a Quad AI camera and a good display. The battery life is also good enough to last two days. Let us check it out.
Specifications:
- OS: Stock Android 11
- Memory: 8 + 128 GB RAM and ROM.
- Camera: Quad AI-enabled 64 MP primary camera.
- Battery: 5000 mAh
- Display: 6.78’’FHD+ 90Hz display
- Processor: Mediatek Dimensity 810
| Pros | Cons |
| Fast application installation. | The rear camera can be improved. |
| Good battery backup. | |
| Good selfie camera. | |
| Good speaker. |
9. Redmi Note 11T 5G
Redmi smartphones are known throughout the world as they do have amazing features. Their camera phones under 20000 boast qualities like an amazing display and a high-powered battery life. Read more about the specifications here-
Specifications:
- OS: MIUI 12.5 based on Android 11
- Processor: MediaTek Dimensity 810 Octa-core 5G processor based on 6nm process with HyperEngine 2.0 and clock speed up to 2.4GHz;
- Display: 6.6-inch FHD+ (2400x1080) Dot display with 90Hz high refresh rate and adaptive refresh rate technology; 240Hz touch sampling rate;
- Camera: 50MP High-resolution primary camera f/1.8 with 8MP Ultra-wide sensor| 16 MP Front camera
- Battery: 5000mAh battery with 33W Pro fast charging support
- Memory, Storage: 6GB LPDDR4X RAM | 128GB UFS2.2 Internal storage
| Pros | Cons |
| Good camera quality. | Heating issues. |
| Loud stereo speakers. | |
| Fast charging and good battery backup | |
| Video has great clarity |
10. POCO M4 Pro 5G
POCO phones are similar to that of Xiaomi or Redmi, but have some cool features as well. For a camera phone under 20000, it has some qualities like a good battery backup and also a high storage. Read more about the specifications here-
Specifications:
- OS: Android 11
- Memory: 4 GB RAM | 64 GB ROM | Expandable Upto 1 TB
- Display: 16.76 cm (6.6 inches) Full HD+ Display
- Camera: 50MP + 8MP | 16MP Front Camera
- Battery: 5000 mAh Lithium-ion Polymer Battery
- Processor: Mediatek Dimensity 810 Processor
| Pros | Cons |
| Good display. | The camera can be improved. |
| Long battery life. | |
| Speedy processor. |
Price of camera phones under ₹20000 at a glance:
| Product | Price |
| Redmi Note 10 Pro | ₹15,999 |
| OnePlus Nord CE 2 Lite 5G | ₹19,999 |
| Samsung Galaxy M32 | ₹16,990 |
| Oppo A78 5G | ₹21,999 |
| Redmi Note 11S | ₹19,999 |
| realme narzo 50 5G | ₹17,999 |
| Nokia G21 Android Smartphone | ₹14,999 |
| Lava Agni 5G | ₹17,990 |
| Redmi Note 11T 5G | ₹16,999 |
| POCO M4 Pro 5G | ₹14,645 |
Best 3 important features for consumers
The following table consists of the best 3 features of each of the phones listed above.
| Redmi Note 10 Pro | Super AMOLED display | 128 GB storage. | 5000 mAh battery with 33W charger |
| Oneplus Nord CE 2 Lite | 64 MP camera with 1080p recording | Slim phone with 8.5mm | 6.59 full HD display with 20 hz refresh rate |
| Samsung Galaxy M32 | 6000 mAh battery | Side mounted fingerprint sensor | Media tek helio g80 processor |
| Oppo A78 5G | Great visuals | 5G enabled | Android 13 |
| Redmi Note 11S | 5000mAh battery | Sharp display | 108MP camera |
| realme narzo 50 5G | Innovative cooling system | 48Mp+2 Mp rear camera | 33W charging |
| Nokia G21 | AI imaging | Long lasting battery up to 3 days | 3 years of security updates |
| Lava Agni 5G | 6 nanometer technology equipped | 30 W charging system | Bezel less display |
| Redmi Note 11T 5G | IPS LCD display | Adaptive refresh rate | 16 Mp front camera with screen flash |
| POCO M4 Pro 5G | Turbo 8GB RAM | Future proof 5G | 6.6 inches LCD display |
Best value for money
If you have read the article here, you have a fair idea about the best camera phones under 20000 in the market. But according to our experts, the Samsung Galaxy M32 gives the best value for money. With the rich features that will help you carry out your daily activities and use them for leisure, it is definitely worth the price.
Best overall
From the ten products mentioned above, our experts have opined that the Oneplus Nord CE 2 lite is the best camera phone under 20000. From its rich specifications and the long-lasting features that help you to use it for meetings, gaming, creating videos and other purposes, it is definitely worth the money. Also, Oneplus is slowly becoming one of the greatest smartphone brands with great features packed into one at an unimaginable price. This is one of the best phones under 20000 that one can buy.
How to find the best camera phones under 20000
If you are looking for camera phones under 20000, then you need some tips to find the perfect one for your daily usage!
- Read customer reviews. They are brutally honest!
- Always check the warranty period of the product.
- Look for features such as a long-lasting battery, high-resolution camera, and a good RAM and ROM.
- The product has to be comfortable for you to carry around; therefore, check the weight and the material it is made of and then only make the purchase.
- Always look for alternatives and the popularity of a product before buying!
FAQ
1. What is the best camera phone under 20000 available in the market right now?
The best camera phone under 20000 is the Oneplus Nord 2 CE lite which comes with amazing features such as a 5000 mAh battery, a great camera and a fast processor that can help you play games and attend meetings like nothing else!
2. What are the best features that one should look for in a smartphone?
The main features that one should look for in a smartphone are good RAM and ROM, a good camera and a long-lasting battery. These features will ensure that your phone is durable and gives you a good experience.
3. What is the difference between Samsung M32 and Oneplus Nord CE2 lite?
Oneplus Nord CE2 lite has a better display resolution, faster CPU clock speed, is slimmer and is also future-proof as it supports 5G. Whereas Samsung M32 has a better front camera, the specs of Oneplus are much better.
4. Is Samsung M32 a good phone?
The Galaxy M32 offers numerous strong characteristics, including a good AMOLED screen and a long-lasting battery. Unfortunately, its slow CPU and poor low-light camera capabilities let it down. Its design is also nothing to write home about.
5. Which phone is the best for 5G under 20000?
Almost all smartphones are now coming out with their 5G version so that we can get our hands on it whenever it launches. According to us, the Oneplus Nord CE 2 lite is the best 5G smartphone available right now.
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