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asset allocation

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Mutual funds give better returns over a period than the average inflation rate and equity funds are best suited for investors inclined to benefit from the highs and lows of the shares market.(Bloomberg)

Personal finance: It’s good to go into debt (funds)

By Abeer Ray
UPDATED ON JAN 04, 2021 01:01 PM IST
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There are various other challenges that are unique to each investor and are closely linked to their age and situations in life. (Shutterstock)
There are various other challenges that are unique to each investor and are closely linked to their age and situations in life. (Shutterstock)

How to secure investments in these uncertain times

By hindustantimes.com | Hindustan Times, New Delhi
UPDATED ON DEC 22, 2020 05:13 PM IST
Given that the uncertainty will hang heavy for a while, portfolio rebalancing is the need of the hour. Once the investor has decided on a certain asset allocation, they should stay with it till their circumstances change.
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As a retail investor, focusing on the big picture is important, but adopting practical measures is equally vital to ensure financial safety.
As a retail investor, focusing on the big picture is important, but adopting practical measures is equally vital to ensure financial safety.

How can FD protect your savings from market volatility?

UPDATED ON MAR 13, 2020 06:21 PM IST
One area you can pay attention to, during this volatile period, is asset allocation. To this end, steer clear of risks by investing in a fixed deposit as it offers yields independent of the market.
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A young beginner may want to put money in safe and liquid investments to meet short-term needs whereas a retired person with a regular pension income may like to invest more in equity to maintain purchasing power.(HT File Photo)
A young beginner may want to put money in safe and liquid investments to meet short-term needs whereas a retired person with a regular pension income may like to invest more in equity to maintain purchasing power.(HT File Photo)

Three personal finance myths busted

By Revati Krishna | Hindustan Times, Gurugram
UPDATED ON JUN 03, 2019 11:09 AM IST
Htmoney looks at one of the few countless money myths floating in the market that affect your money.
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The election rhetoric should not be confused with what government policy will be, and should therefore, not form the foundation of an investment portfolio.(Illustrator; Sudhir Shetty)
The election rhetoric should not be confused with what government policy will be, and should therefore, not form the foundation of an investment portfolio.(Illustrator; Sudhir Shetty)

Don’t change your investment strategy due to elections

By Vishal Dhawan | Hindustan Times
UPDATED ON MAY 13, 2019 02:00 PM IST
It is important to keep in mind that there is no perfect way to predict the outcome of elections. Thus, speculating on a certain outcome and trying to build a strategy around that view can be damaging for investors, especially when they are saving towards long-term goals.
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India’s financial market is wary. The rupee continues its slide, stocks have fallen and the bond market roiled by fears of default(Abhijit Bhatlekar/Mint)
India’s financial market is wary. The rupee continues its slide, stocks have fallen and the bond market roiled by fears of default(Abhijit Bhatlekar/Mint)

Nimble investors should concentrate on capital protection

By Udayan Mukherjee
UPDATED ON SEP 29, 2018 06:29 PM IST
The question is whether we are staring at a prolonged period of uncertainty, stretching into the post-election period next year and if a more defensive positioning and tweaked asset allocation is advisable
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