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Applying for a personal loan? Improve your eligibility first

Usually, personal loan eligibility depends on factors such as your age, city of residence, salary and employment, financial standing, and existing debt.
You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.(Shutterstock)
You can use a personal loan for most of your financial needs - for the expenses of a medical emergency, your child’s education, to consolidate debt, or even manage the finances of a home renovation project.(Shutterstock)
Updated on Jun 30, 2020 04:02 PM IST
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Quickcredit.in comes to the rescue of millennials during the pandemic crisis as it serves as a lifeline for instant monetary aid

This Hyderabad stationed fintech company is offering instant cash loans without any physical communication involvement, burdensome documentation, collaterals, and holding off.
Quick credit’s android based instant cash loan app has created a feat by reaching 1 million+ downloads mark.
Quick credit’s android based instant cash loan app has created a feat by reaching 1 million+ downloads mark.
Updated on Jun 05, 2020 05:33 PM IST
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High income means high credit score, and 6 other credit score myths, debunked

Another common misconception is that checking your credit score will hurt your credit score in return.
While closing your loan or credit card account will help you lead a debt-free, it may or may not boost your score.(iStock)
While closing your loan or credit card account will help you lead a debt-free, it may or may not boost your score.(iStock)
Updated on Feb 25, 2020 05:40 PM IST
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By By Adhil Shetty

Education loans: Importance of making informed borrowing choices and how educational institutes can help students

Affordable programs that meet the needs of students and educators both, while ensuring students understand financial implications of how they pay their college fees are essential to quash this barrier.
College is an indispensable part of education but can be a costly business. This makes the need for affordable higher education acute.(HT file)
College is an indispensable part of education but can be a costly business. This makes the need for affordable higher education acute.(HT file)
Published on Dec 20, 2018 06:26 PM IST
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By Dr Amit K Sinha

Four booked in Gurugram for taking loan through fraudulent means

Two accused were booked for fraudulently obtaining a loan from a private finance company in Gurugram using forged documents, while the other two were employees of a third party company, who conducted a false background verification to help the applicants secure loans, police said.
Police said the direct selling associates of the finance company, in both the cases, had created false verification report, allegedly in connivance with loan applicants, to help them secure loans.(Picture for representation)
Police said the direct selling associates of the finance company, in both the cases, had created false verification report, allegedly in connivance with loan applicants, to help them secure loans.(Picture for representation)
Updated on Aug 24, 2018 08:50 AM IST
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Gurugram | By HT Correspondent

Parents’ credit score may hit education loan hopes of children

Banks and financial institutions are giving a loan to several persons under various political pressures and ultimately public money is being misappropriated and defaulters flee from the country, whether the loan amount is small or huge, it needs to be recovered says State Bank of India branch in Chennai.
Bad credit of parents to hit loan hopes of children.(Representative Photo/Kalpak Pathak/Hindustan Times)
Bad credit of parents to hit loan hopes of children.(Representative Photo/Kalpak Pathak/Hindustan Times)
Updated on Jun 30, 2018 08:43 AM IST
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Hindustan Times, Chennai | By CS Kotteswaran

Education loan of over Rs 4 lakh cannot be demanded as right: Madras HC

The petitioner, as a matter of right, cannot demand a higher amount as loan without any security and the sanction of the loan is covered by the guidelines issued by the bank for availing education loans, the judge said.
According to the petitioner, she had applied for the loan in 2016, but it was not processed by the bank.(Shutterstock)
According to the petitioner, she had applied for the loan in 2016, but it was not processed by the bank.(Shutterstock)
Updated on May 15, 2018 02:31 PM IST
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Press Trust of India | By Press Trust of India

CBI files Rs 19-crore UCO Bank fraud case

Money sanctioned by UCO Bank to 18 fake borrowers under various home and property loan schemes with concessional interest rates in 2013 and 2016.
CBI had filed an FIR on March 29 naming five persons, including a former UCO Bank branch manager, a middleman and three approved valuers of the bank.(Reuters/Photo for representation)
CBI had filed an FIR on March 29 naming five persons, including a former UCO Bank branch manager, a middleman and three approved valuers of the bank.(Reuters/Photo for representation)
Published on Apr 01, 2018 06:12 PM IST
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Indo Asian News Service, Bengaluru | By HT Correspondent
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